9&3 powered by Ohio Mutual

1.1
10 reviews
1K+
Downloads
Content rating
Everyone
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About this app

Ohio Mutual wants to help you and your family become smarter drivers. The 9&3 telematics app empowers you with insight about your driving habits - including speed and braking - and scores your overall driving performance. Just like learning the placement of your hands on the wheel, 9&3 can help you develop good driving habits that you can use to challenge yourself and encourage your family to be smarter behind the wheel.

Our app features:

Dashboard - your one-stop to:
• see your overall driving score
• review your last 3 trips
• read updates in your newsfeed

Driving Score:
• calculated after 20 trips totaling 200 miles or more
• see breakdowns for:
• night time driving
• highway / local speeding
• hard braking
• create a leaderboard to compare/complete with family members

Newsfeed:
• see new achievements or earned driving badges
• review driving habit observations
• receive tips to improve your driving

Ohio Mutual drivers using the 9&3 telematics app receive a discount on their auto insurance just for installing and activating the free app.

Please note:
• continued use of the GPS running in the background may decrease battery life
• 9&3 powered by Ohio Mutual is a trademark of Ohio Mutual Insurance Group
Updated on
Jul 24, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Location
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

1.1
10 reviews
T. Willmott
November 27, 2025
The app won't allow me to dismiss when I was not the driver. Sometimes it works, but if there's an issue with driving and it's not you, you can't say that someone else was driving you. Also, the speed limits do not keep up with the phone app data with low data rates and misses a lot of trips completely. Not always reliable.
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Jeff Brickner
July 10, 2022
Have had this for a few weeks now and have recorded over 30 trips and 500 some miles and still no score. Also, now all trips go straight to confirmed instead of the unconfirmed tab where you could decline if you were not the driver. It has also stopped showing where you may have been speeding or braking too hard. How do you get better if you don't know where you are messing up?!
4 people found this review helpful
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Carrie McClaine
February 22, 2024
Horribly inaccurate. It says I was driving when I wasn't. Never drove in Florida in my life yet it says I did. Doesn't give me the chance to mark trips that I didn't drive on. Has the sped limit in my neighborhood wrong so it says I'm speeding every time I leave my house. This app is not ready to be on the market, incredibly inaccurate.
2 people found this review helpful
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What’s new

We are continually working to improve your experience with 9&3 powered by Ohio Mutual. Your feedback is extremely important to us!

In this update we:

• Made minor updates and bug fixes

App support

Phone number
+14196892350
About the developer
Ohio Mutual Insurance Company
mobileappomig@gmail.com
1725 Hopley Ave Bucyrus, OH 44820-3596 United States
+1 800-589-9096