ChitChat: Because Money Talks

Union FiftyFour Limited

About this app

ChitChat is an app that combines messaging with global payments so you can chat, send, and spend from anywhere in the world.

💳 ChitChat USD Physical Debit Card
Use your card online, in-store, or at any ATM that accepts Mastercard, with no foreign exchange fees. We convert your spending at the Mastercard exchange rate, always settling at the best rate for you. It’s global, contactless, and cost-effective.

💬 Send Money Like a Message
Whether you’re catching up with friends or supporting family abroad, you can move money instantly from within any chat.

With our built-in USD Wallet, you can:
• Transfer funds to bank accounts and mobile wallets;
• Pay online using secure virtual cards;
• Manage subscriptions effortlessly;
• Benefit from competitive exchange rates.

🌍 From anywhere in the world, you can use your ChitChat Wallet to send money to banks, cash or mobile wallets in Canada (CAD), Ghana (GHS), Japan (JPY), Malaysia (MYR), Rwanda (RWF), South Africa (ZAR), Tanzania (TZS), United Kingdom (GBP), United States of America (USD), Zambia (ZMW) and Zimbabwe (USD)

👥 Group & Joint Wallets
Create a Group Wallet to pool funds with friends, family, or community members: ideal for saving toward shared goals like travel, events, or household projects. Everyone contributes, sees the balance, and helps decide how to spend it.

👥 Set up a Joint Wallet with a partner or teammate to manage shared expenses like bills, trips, or business costs. Both users can access funds, track activity, and spend via linked ChitChat Debit Cards or transfers.

ChitChat brings your conversations and your financial life together in one smart platform.

Ratings and reviews

These guys are total scammers, after depositing my $1000 inside their app my account is suddenly restricted. They should be brought down from play store, they have no working customer care service-totally not working!

Great up but it hasn't been working for almost 2 weeks and I reached out to the team still nothing.Im really upset because I really depended on this app for my transactions as an international student

my account was active and working well. but out of the blue it shows inactive wallet what could be the issue 😪 😕 I need help i cant get thru ur customer care service can I get help from u guys

What’s new

Improved Android compatibility and stability.