268 reviews
Content rating
Everyone
50K+
Downloads
Content rating
Everyone
Learn more
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image

About this app

You can manage your accounts 24/7 right from your mobile device. Manage your 1st Financial Bank USA (1FBUSA) account:

- Set Up Autopay and make Credit Card Payments automatically each month
- Monitor balances and activity on your 1FBUSA Credit Card
- Receive in app notifications
- Sign In with Secure Code with Multifactor Authentication [MFA]
- Sign In with Face ID or Touch ID
- Send SecureMail with attachments
- Contact Customer Service
- Ability to report your Credit Card lost
- Let the Bank know your Travel Plans
- Update your personal information
- Make One Time payments

1FBUSA specializes in providing quality credit card and financial services to college students and college graduates nationwide. Services are available 24/7, with online banking through our website and mobile app. 1FBUSA also provides construction lending to builders, developers, and investors, as well as community banking services in South Dakota.
You can manage your accounts 24/7 right from your mobile device!
Updated on
Jun 2, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • No data shared with third parties
    Learn more about how developers declare sharing
  • This app may collect these data types
    Personal info, Financial info and 3 others
  • Data is encrypted in transit
  • You can request that data be deleted

Ratings and reviews

264 reviews
Mirha Fatima
July 23, 2026
Guys, this bank I guess just targets the people who don't have any credit cards and continue to share your information around... and to make a payment, that feature in the app is like a total ragebait cuz it doesn't let you make any payments or show updates about your spending. 💯 Not recommended. I'm going to pay off my current bill by contacting the customer service and close the account. I just activated and used it today and am unable to make a payment though the app real quick.
3 people found this review helpful
Did you find this helpful?
1st Financial Bank USA
July 23, 2026
We’re sorry that you are experiencing difficulties using 1FBUSA Mobile. Please contact Customer Service toll-free at 1-800-733-1732, between 8:00 am to 8:00 pm CT, Monday through Friday, and Saturday 8:00 am to 5:00 pm CT excluding Federal holidays so we can help troubleshoot the issue.
Megan Clower
October 11, 2021
It at least allows me to log in now, which is a step in the right direction but when I try to open a billing statement (pdf) it says the "file can't be accessed" and to "check my connection or make the file name shorter". Not the most useful app if you put most of the pertinent information in a PDF, then don't let me open the PDF... looks like I have to continue getting out my laptop and using ~not~ Chrome to access the website. 😑
8 people found this review helpful
Did you find this helpful?
1st Financial Bank USA
October 19, 2021
Dear Megan We’re sorry that you are experiencing difficulties using 1FBUSA Mobile. Please contact Customer Service toll-free at 1-800-733-1732, between 8:00 am to 8:00 pm CT, Monday through Friday, and Saturday 8:00 am to 5:00 pm CT excluding Federal holidays so we can help troubleshoot the issue.
AmazingAcer
August 11, 2023
App is pretty simple for a starter credit card but crashes frequently. If they want to, they could just make the app work better in specific phones such as Samsung store since they work better there. You can't even lock your card at a press of a button at anytime you'd be requesting a new card if you did that I believe. No rewards or incentives to stay honestly, kinda lackluster with the features. My debit card on Discover has more features on the app than this.
3 people found this review helpful
Did you find this helpful?
1st Financial Bank USA
August 16, 2023
Thank you for your feedback. Feedback such as yours is vital to improving the services we offer. We invite you to contact us toll-free at 1-800-733-1732, between 8:00 am to 8:00 pm CT, Monday through Friday, and Saturday 8:00 am to 5:00 pm CT, excluding Federal holidays, to provide additional details to help us enhance the user experience.

What’s new

Features: Autopay that lets you set up monthly payments, Make a One-Time Payment, in app notifications, report your card lost, update profile information, Facial recognition/Touch ID, improved navigation & new multifactor authentication for added security.​

If you experience issues downloading or updating 1FBUSA Mobile, please contact Customer Service toll-free at 1-800-733-1732, between 8:00 am to 8:00 pm CT, Monday through Friday, and Saturday 8:00 am to 5:00 pm CT excluding Federal holidays.
Content rating
Everyone
Learn more

App support

About the developer
1st Financial Bank USA
DSincebaugh@1fbusa.com
331 Dakota Dunes Blvd North Sioux City, SD 57049 United States
+1 712-251-0855