The Merchant QR Bill Pay APK used by Lakhimpur Urban Co‑operative Bank Ltd. is a mobile application designed to enable merchants to accept digital payments easily and securely through QR codes.
The application allows registered merchants to receive payments from customers using Unified Payments Interface (UPI) enabled mobile applications. Customers can simply scan the merchant’s QR code using their preferred UPI app and authorize the payment using their UPI PIN.
Once the payment is successfully authorized, the transaction is processed instantly and the amount is credited to the merchant’s bank account as per the bank’s defined settlement cycle.
The application provides a convenient, fast, and secure method for merchants to accept cashless payments, promoting digital transactions and improving payment efficiency.
Key Features:
QR code–based payment acceptance
Compatible with all UPI-enabled apps
Secure authorization through UPI PIN
Real-time payment confirmation
Settlement to the merchant account as per the bank settlement cycle
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