Get a 100% responsible loan that cares about your financial health.
Whether you deliver for PedidosYa, are a farmer, or own a small grocery store…when banks say no, Onest says YES!
We lend you money quickly to cover your expenses. Then we offer you simple challenges to improve your financial literacy. Every time you complete a challenge or pay on time, you'll receive a reward. This way, good loan management with Onest always helps you earn more.
-- How Does It Work?
1. Apply for your 100% responsible loan and pay it in equal installments.
2. We don't check your credit history or credit bureau. Our technology allows us to support you without reviewing your past, so you can improve your future.
3. Receive challenges via WhatsApp that help you improve your financial literacy. We give you rewards for each challenge you complete.
4. Pay your loan on time to qualify for a new loan and to win more rewards.
--> How to apply for a loan?
It will take you less than 3 minutes to apply for a loan with Onest.
1. Download the app
2. Complete the application
3. Wait to receive a response indicating whether your loan has been approved.
Join the Onest family and apply for your first 100% responsible loan today.
*About Our Loans
ONEST offers loans with different terms. The minimum term is 90 days and the maximum is 24 months. Products are only available in the Dominican Republic.
ONEST customers can opt for loans starting at RD$1,500.00. We do not charge interest, but rather a one-time commission of up to 35% of the loan amount. The annual interest rate is 0%. The minimum term is 60 days. Loan terms and commissions vary depending on the loan type. There are no penalties for early repayments. You can prepay your loan whenever you want, without additional charges.
For example, a loan of RD$12,000 with a 60-day term, paid in four bi-weekly installments, at an interest rate of 0.00% and a 28% commission (resulting in an Annual Percentage Rate of 260%), would be paid in four consecutive bi-weekly installments of RD$3,855. The net amount to be paid would be RD$15,420. This example serves only as an indicator. Rates and terms are subject to each individual's profile and depend on various factors such as income, job stability, and others. Not all clients receive the lowest rates.
*Privacy and Permissions
When you download ONEST, we will ask for permission to collect personal information to verify your identity and approve your loan as quickly as possible. Your information will not be shared or used without your consent.
*Privacy Policy: https://onest.do/data-privacy
*Questions?
We are available to answer any questions you may have. Write to us at hola@onestfinancial.com
Onest: Your Helpline When You Need It Most.