1K+
Downloads
Content rating
Everyone
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About this app

Get a 100% responsible loan that cares about your financial health.

Whether you deliver for PedidosYa, are a farmer, or own a small grocery store…when banks say no, Onest says YES!

We lend you money quickly to cover your expenses. Then we offer you simple challenges to improve your financial literacy. Every time you complete a challenge or pay on time, you'll receive a reward. This way, good loan management with Onest always helps you earn more.

-- How Does It Work?

1. Apply for your 100% responsible loan and pay it in equal installments.

2. We don't check your credit history or credit bureau. Our technology allows us to support you without reviewing your past, so you can improve your future.

3. Receive challenges via WhatsApp that help you improve your financial literacy. We give you rewards for each challenge you complete.

4. Pay your loan on time to qualify for a new loan and to win more rewards.

--> How to apply for a loan?

It will take you less than 3 minutes to apply for a loan with Onest.

1. Download the app

2. Complete the application

3. Wait to receive a response indicating whether your loan has been approved.

Join the Onest family and apply for your first 100% responsible loan today.

*About Our Loans

ONEST offers loans with different terms. The minimum term is 90 days and the maximum is 24 months. Products are only available in the Dominican Republic.

ONEST customers can opt for loans starting at RD$1,500.00. We do not charge interest, but rather a one-time commission of up to 35% of the loan amount. The annual interest rate is 0%. The minimum term is 60 days. Loan terms and commissions vary depending on the loan type. There are no penalties for early repayments. You can prepay your loan whenever you want, without additional charges.

For example, a loan of RD$12,000 with a 60-day term, paid in four bi-weekly installments, at an interest rate of 0.00% and a 28% commission (resulting in an Annual Percentage Rate of 260%), would be paid in four consecutive bi-weekly installments of RD$3,855. The net amount to be paid would be RD$15,420. This example serves only as an indicator. Rates and terms are subject to each individual's profile and depend on various factors such as income, job stability, and others. Not all clients receive the lowest rates.

*Privacy and Permissions
When you download ONEST, we will ask for permission to collect personal information to verify your identity and approve your loan as quickly as possible. Your information will not be shared or used without your consent.

*Privacy Policy: https://onest.do/data-privacy

*Questions?

We are available to answer any questions you may have. Write to us at hola@onestfinancial.com

Onest: Your Helpline When You Need It Most.
Updated on
Jan 8, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info and Photos and videos
No data collected
Learn more about how developers declare collection
Data is encrypted in transit
You can request that data be deleted

What’s new

Obtén un crédito 100% responsable que se preocupa por tu salud financiera.

Te prestamos dinero rápido para cubrir tus gastos. Luego te ofrecemos juegos sencillos para mejorar tu educación financiera. Cada vez que completas un juego o pagues a tiempo, recibirías un premio. Así tu buena administración de un préstamo de ONEST siempre te ayuda a ganar más.

Hemos solucionado algunos errores para que vivas una mejor experiencia Onest!

App support

About the developer
Stevon Darling
stevon@onestfinancial.com
United States