Welcome to the world of Oney+! Get ready to take back control of your spending! With Oney+ you can choose to split your payments into 3 or 4 installments(1). It’s so simple to optimize your budget management with your Oney+ solution.
In short, Oney+ is a payment account (3), a Visa bank card and an application connected to all your bank accounts, completely secure, for a clear view of your budget.
Download the app and open an account easily and directly from your mobile.
Solutions for your budget
SPLIT YOUR PAYMENTS INTO 3 OR 4 INSTALLMENTS
For each of your expenses, made with your Visa bank card included in your Oney+ offer, you can split your payment into several installments and thus control your budget for the month. And this, whatever your expense, whether planned or unforeseen, online, in store, at your craftsman's, for your leisure time, at the restaurant, at the vet, and much more! (Functionalities subject to conditions including pricing (1))
CONNECT ALL YOUR BANK ACCOUNTS
By connecting all your bank accounts, you can view all your expenses at a glance. Brought together in a completely secure application, you can view the balances of all the bank accounts you have connected.
THE 2 ONEY+ OFFERS: ORIGINAL OR FIRST
They are adapted to your budget and your needs.
The ORIGINAL offer with the Visa Classic bank card at €2.50/month
Or opt for the advantages of the FIRST offer with the Visa Premier bank card at €5.90/month.
The daily benefits of your Visa bank card
YOUR WITHDRAWALS INCLUDED
To ensure your cash payments, you have up to 5 withdrawals included from a bank ATM with your Visa bank card in the euro zone.
Anywhere in the world, make your purchases with your Oney+ Visa bank card, whatever the currency, without paying bank commissions (2) on transactions.
BLOCK AND UNBLOCK YOUR VISA BANK CARD IN COMPLETE INDEPENDENCE
Do you ever lose your card? You no longer know where your wallet is? Don't panic, thanks to the application, you can quickly block your card and unblock it as soon as you find it!
And many other advantages to discover on www.oney.fr
Download the app and open an account easily and directly from your mobile. And good news, you can take full advantage of Oney+:
- Without changing banks
- No long-term commitment
(1) Credit offer valid for any payment transaction with the Oney+ card greater than €1, excluding cash withdrawal transactions, subject to your eligibility for this service.
The credit is accompanied by fees whose amount is equal to: 1.45% of the amount of the operation, capped at €15, for a credit repayable in 3 installments; 2.2% of the amount of the transaction, capped at €30, for a credit repayable in 4 installments. Example for a payment of €150 split into 3 installments: on the day of the transaction, a first payment of €50, as well as the splitting costs of €2.18 are deducted from your Oney+ account; the following month, a 2nd payment of €50 is taken, then a 3rd payment of €50; the credit is then repaid over 2 months at the fixed APR of 19.26%.
The credit request must be made on the day of your payment, before midnight. You will then have a withdrawal period of 14 days.
(2) Excluding exchange rates and third-party establishment fees
(3) The Oney + payment account is reserved for capable adult individuals, residing in France, and acting for non-professional purposes.
The Oney+ account request is made exclusively on the Oney+ mobile application. Opening a Oney+ account is subject to the study and acceptance of your file by Oney Bank. You have a withdrawal period of 14 days.