Welcome to the world of Oney +! Prepare to take back control of your spending! With Oney + you can choose to split your payments into 3 or 4 times (1). It's so easy to optimize your budget management with your Oney + solution.
In short, Oney + is a payment account (3), a Visa bank card and an application connected to all your bank accounts, completely secure, for a clear view of your budget.
Download the app and open an account easily and directly from your mobile.
Solutions for your budget
SPLIT YOUR PAYMENTS IN 3 OR 4 TIMES
For each of your expenses, made with your Visa bank card included in your Oney + offer, you can split your payment in several installments and thus control your budget for the month. And this, whatever your expense, whether planned or unforeseen, online, in store, at your craftsman, for leisure, at the restaurant, at the vet's, and much more! (Features subject to conditions, in particular pricing (1))
CONNECT ALL YOUR BANK ACCOUNTS
By connecting all of your bank accounts, you can see all of your spending at a glance. Gathered in a completely secure application, you can view the balances of all the bank accounts you have connected.
THE 2 ONEY + OFFERS: ORIGINAL OR FIRST
They are adapted to your budget and your needs.
The ORIGINAL offer with the Visa Classic bank card at € 2.50 / month
Or opt for the advantages of the FIRST offer with the Visa Premier bank card at € 5.90 / month.
The daily advantages of your Visa bank card
YOUR WITHDRAWALS INCLUDED
To ensure your cash payments, you have up to 5 withdrawals included from a bank ATM with your Visa bank card in the euro zone.
WITHOUT COMMISSION ABROAD
Anywhere in the world, make your purchases with your Visa Oney + bank card, whatever the currency, without paying bank commissions (2) on transactions.
BLOCK AND UNLOCK YOUR VISA BANK CARD IN FULL AUTONOMY
Do you ever lose your card? You no longer know where your wallet is? Don't panic, thanks to the application, you can quickly block your card and unblock it as soon as you find it!
And many other advantages to discover on www.oney.fr
Download the app and open an account easily and directly from your mobile. And good news, you can take full advantage of Oney +:
- Without changing bank
- Without duration commitment
(1) Credit offer valid for any payment transaction with the Oney + card over € 1, excluding cash withdrawals, subject to your eligibility for this service.
The credit is accompanied by fees, the amount of which is equal to: 1.45% of the amount of the transaction, capped at € 15, for a credit repayable in 3 installments; 2.2% of the transaction amount, capped at € 30, for a credit repayable in 4 installments. Example for a payment of € 150 split into 3 installments: on the day of the transaction, a 1st installment of € 50, as well as the splitting costs of € 2.18 of fees are taken from your Oney + account; the following month, a 2nd installment of 50 € is taken, then a 3rd installment of 50 €; the credit is then reimbursed over 2 months at the fixed APR of 19.26%.
The credit request must be made on the day of your payment, before midnight. You will then have a 14-day withdrawal period.
(2) Excluding exchange rates and third-party establishment costs
(3) The Oney + payment account is reserved for capable individuals of full age, residing in France, and acting for non-professional purposes.
The Oney + account request is made exclusively on the Oney + mobile application. The opening of an Oney + account is subject to the review and acceptance of your file by Oney Bank. You have a 14-day withdrawal period.