Oney+ fractionnez vos dépenses

730 reviews
Content rating
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About this app

Welcome to the world of Oney+! Get ready to take back control of your spending! With Oney+ you can choose to split your payments into 3 or 4 installments(1). It’s so simple to optimize your budget management with your Oney+ solution.

In short, Oney+ is a payment account (3), a Visa bank card and an application connected to all your bank accounts, completely secure, for a clear view of your budget.

Download the app and open an account easily and directly from your mobile.

Solutions for your budget

For each of your expenses, made with your Visa bank card included in your Oney+ offer, you can split your payment into several installments and thus control your budget for the month. And this, whatever your expense, whether planned or unforeseen, online, in store, at your craftsman's, for your leisure time, at the restaurant, at the vet, and much more! (Functionalities subject to conditions including pricing (1))
By connecting all your bank accounts, you can view all your expenses at a glance. Brought together in a completely secure application, you can view the balances of all the bank accounts you have connected.
They are adapted to your budget and your needs.
The ORIGINAL offer with the Visa Classic bank card at €2.50/month
Or opt for the advantages of the FIRST offer with the Visa Premier bank card at €5.90/month.

The daily benefits of your Visa bank card
To ensure your cash payments, you have up to 5 withdrawals included from a bank ATM with your Visa bank card in the euro zone.
Anywhere in the world, make your purchases with your Oney+ Visa bank card, whatever the currency, without paying bank commissions (2) on transactions.

Do you ever lose your card? You no longer know where your wallet is? Don't panic, thanks to the application, you can quickly block your card and unblock it as soon as you find it!

And many other advantages to discover on
Download the app and open an account easily and directly from your mobile. And good news, you can take full advantage of Oney+:
- Without changing banks
- No long-term commitment
(1) Credit offer valid for any payment transaction with the Oney+ card greater than €1, excluding cash withdrawal transactions, subject to your eligibility for this service.
The credit is accompanied by fees whose amount is equal to: 1.45% of the amount of the operation, capped at €15, for a credit repayable in 3 installments; 2.2% of the amount of the transaction, capped at €30, for a credit repayable in 4 installments. Example for a payment of €150 split into 3 installments: on the day of the transaction, a first payment of €50, as well as the splitting costs of €2.18 are deducted from your Oney+ account; the following month, a 2nd payment of €50 is taken, then a 3rd payment of €50; the credit is then repaid over 2 months at the fixed APR of 19.26%.
The credit request must be made on the day of your payment, before midnight. You will then have a withdrawal period of 14 days.
(2) Excluding exchange rates and third-party establishment fees
(3) The Oney + payment account is reserved for capable adult individuals, residing in France, and acting for non-professional purposes.
The Oney+ account request is made exclusively on the Oney+ mobile application. Opening a Oney+ account is subject to the study and acceptance of your file by Oney Bank. You have a withdrawal period of 14 days.
Updated on
Feb 16, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info, Financial info, and App activity
This app may collect these data types
Personal info, Financial info and 3 others
Data is encrypted in transit
Data can’t be deleted

Ratings and reviews

730 reviews
Carl Jefferson Jones - Horsley
August 26, 2023
Oney joke🤣.. I join many others by saying what trash this app and the company is.. extremely useless and unprofessional.. stay away from this garbage.. use PayPal .. très mauvaise application, très mauvaise entreprise et peu professionnelle. reste loin
Oney France
September 1, 2023
Bonjour, Je vous rappelle, que l’offre ONEY+ n'est plus proposée depuis le 11 juillet 2023. Votre compte Oney+ est donc définitivement fermé. Oney continuera à vous proposer d’autres produits et services. Je vous donne rendez-vous sur notre site pour en prendre connaissance. Oney+ reste à votre écoute et disponible pour vous accompagner.
Diana Gheorghe
January 23, 2022
Unusable. You demand visa for EU citizens which is unacceptable.
2 people found this review helpful
Oney France
January 25, 2022
Bonjour Mme GHEORGHE, Je peux vous accompagner dans votre souscription au compte Oney+. Votre pièce d'identité suffit généralement à initier la souscription. Des pièces complémentaires peuvent être demandées mais à ma connaissance le visa n'en fait pas parti. Contactez moi via la rubrique aide de votre application. A très bientôt! Jonathan.
February 21, 2022
Please what is the card for because I have it, but I can't do anything with it I don't understand can someone explain to me thanks
1 person found this review helpful
Oney France
February 21, 2022
Bonjour Mme AGUEGBE, Je suis ravi d'avoir pu échanger avec vous à l'instant par téléphone. Le compte Oney+ n'a maintenant plus de secrets pour vous😉. Je reste disponible pour vous accompagner à tout moment. A bientôt! Jonathan.