Cal- Benefits, Payment,Service

Cal - Israel Credit Cards Ltd.

About this app

The app makes it much easier for you to be updated on your Visa, MasterCard and Diners credit card status, to manage them online, and enjoy Cal's benefits.

You can also easily watch transactions you have made in Israel and abroad (including credits and transactions in process), change the billing date, increase your credit line, control your billing, stop direct debits, apply for a loan, view your secret code, search transactions and much more...

Here is a reminder of things you will find in Cal's app:

- The app updates your information constantly. It has detailed information about all your cards, no matter if it's a Visa, MasterCard, Diners or debit card. In the app, you can also find CalChoice cards in which you can decide your monthly payment.

- Google Pay - a new and more convenient way to make payments from your mobile device in Israel and abroad (in selected Cal cards). You can enroll in Google Pay from within the application. You can pay by holding your device next to the payment terminal.

- What can you find in the transaction details? Well, all your expenses in Israel and abroad, including those you did right now. Have you seen a strange billing transaction or the business name doesn't ring a bell? Be calm, the app can easily find the transaction details up to a year and a half back.

- Interested in checking a particular monthly charge in your bank account? A monthly expense graph, which includes all transactions in all of your credit cards and instant debits (cash withdrawals, overseas transactions, online transactions) is waiting for you at the home page. We set a review of the last 6 months!

- Do you know who you should follow these days? That's right, your credit line. And now with the app, it's so simple… you can see how much credit is available and how much you have used.

- Do you have a direct debit that you need to stop? No need to call us, just do it in the app.

- Need a loan? we have prepared a simple and fast process where you can apply for a loan anytime.
Failure to repay the loan may result in arrears interest being charged and execution office proceedings. The lender: Cal Financing Ltd. / Diners Financing Ltd. The amount of the monthly repayment may change, depending on the interest rate change. The interest rate is determined according to the personal data of each customer. The interest rate range is from a minimum of 8.25% and a maximum of 17.9% annually. For example, regarding a loan of NIS 10,000 in 18 payments at an interest rate of 9%, the amount of the repayments will amount to NIS 10,727.58 and the amount of the monthly charge will be NIS 595.98 and will commence from the date of the second billing after receiving the loan. For example, if the billing date is the 10th of the month and the loan was taken on May 1, the first repayment for the loan will be charged on June 10. The loan period: 3-84 months. The Company may change the offer at any time. The Company's address: 13 Tefuzot Israel, Givatayim 53583. Subject to the Company's conditions and compliance with the underwriting conditions.

- Your card is lost or stolen? It happens ... The app allows you to block the card permanently or temporarily. If you blocked it permanently - We'll automatically send you a new card. If you blocked it temporarily and eventually found it - You can reactivate it from the app.

- Is your card damaged or eroded? report it in the app and a new card will be sent to you.

- There are many additional positive features in our app, but the most striking one is the plus button, where you will find all the actions you can do in the app. And if you couldn't find what you were looking for, you can use the quick search. You can type or say what you are looking for!

- it's important for us to improve our skills and provide you the best services we can, so we are still open for reviews - if you found a problem or feel that something is missing in the app? Email us at [e-mail]

Ratings and reviews

after more experience, i can give a better and more precise review. whether my fault or a later fix, i can pay without internet connection, if I'm just approaching the emv terminal without opening the app myself. however, during the dialogue between the two devices, the messages shown are usually confusing. DANGER: after making a payment, the app will be ready for making further payments without asking for the fingerprint anymore, like a physical card :(. good luck, hope this helps.

Bad customer support I tried to use my cc in google wallet and I get refused anytime I try. The cs let me do 2 different calls(after a long chat with a cs) to solve the issue. Even that the fraud department recognize the device used in those transactions and I declared after auth that I did them still they said I need to call them when I use google wallet. It's impossible that in 2024 a user need to call the credit card company to use his own cc that they detected a previous usage on the device.

Not able to join cal-pay. It says my operating system is not original. This is wrong. I have Oneplus 5t with oxygen OS. This is android 8.1. Not rooted, not moded. I called the Cal support and they could only repeat it's not original, not being able to explain why. They also said xiaomi phones are not supported. Something that is not advertised. By the way, Google pay is supported on my phone, so I guess what's good enough for Google - not good enough for Cal.

What's new

We are happy to say that we have started sending notifications (push) to your mobile about transactions you have made, so if you have not yet turned on the notifications on your device, now is the time. The updates are sent in real time and will help you especially if a transaction that has been made seems suspicious to you - you will know about it immediately.

Keep sending us mail at [e-mail]; that helps us to improve and of course we would be happy if you upgraded us in the Store.