opensky® Mobile

Capital Bank N.A.

About this app

The opensky® mobile app lets you manage your opensky credit card account from the convenience of your mobile device or tablet — so you can keep on top of payments, and much more.

opensky App features:
• See your minimum payment due and next payment date – helps make planning easier!
• View recently posted transactions such as payments or purchases
• Stay on top of your daily spending to keep card utilization low!
• Search for transactions
• Make one-time payments or set up recurring payments – never miss a payment!

And, with Touch ID, the opensky mobile app helps make easy work of card management so cardholders can more easily build credit — whether at home or on the go.

Ratings and reviews

even when you make an instant payment, it takes 48 hours? it cost 10 dollars and they take it out of your credit limit and then credit your account? do not get it if you dont like this part. you pay 10 dollars for express payment and its not you still have to wait up to 24 hours? how crazy and stupid is that? they need to make debit card payments cost only 5 dollars because its not worth it. it messes up travel plans, etc.

If you have a choice to open a regular card even with a small amount of credit, go for it instead. Just pay your card before the closing date in full to increase your credit score fast. Or open a destiny or another bank's secured credit card, instead. Othrrwise be ready to not get your deposit back unless you close the account. And nope they don't do automatic graduation to unsecured credit card, they might offer but more than likely no.

WORST Customer Service!!! This app is very simple. Low to no user interaction here. It doesn't even allow you to click on any of your transactions, to view the details. This card DOES help with your credit score, which is great! WORST customer service, on the planet though! It's like everyone I've talked to, has a chip, on their shoulder, even when you had to stay on the line, for a long time, to get a simple question answered, because there was no other way, to find things out! So crazy!