BOV 3D Secure

894 reviews
Content rating
Everyone
100K+
Downloads
Content rating
Everyone
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About this app

The BOV 3D Secure app is downloadable to smart devices and will enable the user to effect online purchases with a Bank of Valletta debit or credit card.

The app is simple to use:

The first step is to download the BOV 3D Secure app and install it on your smart device
You will then need to enrol the Bank of Valletta debit or credit card that you will use to effect online purchases. This is a one time process since once you enrol one card all your Bank of Valletta cards, that may be used for online purchases will be automatically enrolled to the 3D Secure app.
During the enrolment process you will set an authentication passcode that will be used to authenticate you online purchases via the app - alternatively you can choose to set up biometric authentication by means of fingerprint, if your device supports the feature.

Once the one-time enrolment process is complete, you are set to start shopping online:

When checking out purchases over a certain amount, at certain merchants, the payment screen will ask you to authenticate the purchase;
Simultaneously you will receive a push notification on your smart device which will prompt you to access the BOV 3D Secure app to authenticate the transaction either by passcode (established during enrollment) or biometrically, by means of your fingerprint.
The app will then advise that authentication is successful and you will be able to tap the "proceed" button on the payment screen to complete your purchase.
If you are in an area of no reception, or your device is not connected to an internet/data service, the payment screen will prompt you to scan a QR Code which will automatically launch the BOV 3D Secure app on your phone and following authentication a 6 digit code will be displayed. This code is to be inserted in the designated field on the payment screen. Following that simply tap the "proceed" button on the payment screen to complete your purchase.

Important information
Bank of Valletta will not contact you because you are using the app. So please stay alert to emails, text messages or phone calls that appear to be from us. Criminals may try to trick you into giving them sensitive personal or account information. Any suspicious communications or transactions should always be reported to Bank of Valletta immediately by calling the number on the reverse of your card, thus enabling immediate remedial action to be taken as necessary.
Keep your BOV card online purchases secure with the BOV 3D Secure app
Updated on
Oct 31, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • No data shared with third parties
    Learn more about how developers declare sharing
  • This app may collect these data types
    Financial info and Device or other IDs
  • Data is encrypted in transit
  • You can request that data be deleted

Ratings and reviews

879 reviews
raniero aquilina
January 13, 2022
Cannot sign up keeps telling communication problem..Had to call BOV customer care to find what's the issue and solve the problem (after waiting on the phone for 19mins they took the call ) yet still they don't know how to fix it. Left with a useless app and cannot make purchase. When you do something do it right or do nothing at all
27 people found this review helpful
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Md Hassan khan
August 18, 2026
This is just a stupid app. I have only used this app on one mobile phone. I recently installed the 3D app on another phone, and now when I try to open it, it says that this app has been used on too many devices. Brother, I have only used it on one phone. And even if I had used it on multiple phones, that should not be your problem. You should properly verify my identity and then allow me to access my account. You have no right to close or restrict my account without proper verification. Now I
2 people found this review helpful
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Dangeory Amaral Nuñez
November 2, 2021
The worst APP ever!! Half of the time I can't make payments because it doesn't work with the page I am in, for example, Scan Malta, GO mobile... and the other half it's because the when the Secure Screen appears a notification takes me to approve but says my time expired and I didn't even take 3secs, after I try to do it with the QR code but again, I have to have another phone to take the picture as the APP wouldn't take it from my galery, so people, if you don't have a 2nd phone, no purchase!!
21 people found this review helpful
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What’s new

Minor Updates.
Content rating
Everyone
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App support

About the developer
BANK OF VALLETTA P.L.C.
customercare@bov.com
58 Zachary Street Valletta VLT1130 Malta
+356 7947 6838