Orbit: Cash Flow & Budgeting

OBflow

In-app purchases

About this app

See what's in the bank every day, not at the end of the month.

Orbit brings cash flow tracking, budget management and spend approval together in one
app for small and medium-sized businesses. Manage your bank accounts, income and
expenses, and departmental budgets from the same place.

CASH FLOW TRACKING
- Total balance and cash position across all accounts on one screen
- What came in and what went out this month, compared with last month
- Support for bank accounts, cash on hand, credit cards and term deposits
- Multi-currency reporting with up-to-date exchange rates

INCOME AND EXPENSE TRACKING
- Record an expense on the spot, in two taps
- Log by category, account and department
- A day-by-day, account-by-account transaction ledger
- Read the amount and date straight from a photo of the receipt
- Bulk import your bank statement via CSV
- Recurring entries for fixed costs like rent, payroll and subscriptions

BUDGET MANAGEMENT
- Monthly, quarterly or annual budgets by department and category
- Planned versus actual comparison
- An alert when a budget nears its threshold, so you see an overrun as it happens
- Budget approval flow: draft, submit for approval, activate

SPEND APPROVAL
- Expenses above a limit you set go to approval
- Approvals reach the right person and stay on record
- All pending approvals in a single queue

TEAM AND PERMISSIONS
- Department structure and spending visibility per department
- Role-based permissions: manager, accountant, budget owner, viewer
- Everyone sees only their own area

REPORTS AND FORECASTS
- Spending breakdown by category and department
- Cash flow forecast
- Period-over-period comparisons

SECURITY
- Two-factor authentication (TOTP)
- Biometric app lock
- See your active devices and sign out remotely
- Export your data and delete your account from inside the app

ON YOUR PHONE AND ON YOUR COMPUTER
The same account works in the web dashboard. An expense entered on a phone in the
field shows up on the computer at the office.

WHO IT'S FOR
Built for business owners, accountants, finance staff and managers responsible for a
departmental budget. If you also want to track your personal budget, you can use an
individual account.

Try it free for 14 days. Details: https://orbitcashflow.com

What’s new

Home screen widgets reworked: cash position (today / this month / 30-day low / cash runway), budget usage with line breakdown, approval queue. New: investment portfolio and overdue receivables widgets. Widgets refresh automatically and follow the app language.