ORNL Federal Credit Union

4.8
12.7K reviews
50K+
Downloads
Content rating
Everyone
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image

About this app

"ORNL Federal Credit Union’s Mobile Banking App puts the convenience of a branch in the palm of your hand. The app allows you to view transactions, transfer money between accounts, pay a person, pay bills, and deposit checks from any location.

ORNL FCU's Mobile Banking App is convenient, fast, and free.* Download today!

FEATURES
- Log in using biometrics
- View account balances, history, and statements
- Transfer funds and make loan payments
- Pay bills and deposit checks
- Pay friends and family
- Lock/unlock or report a debit card lost/stolen

SECURITY
- Uses the highest level of security available for mobile banking applications on your device.
- ORNL FCU is committed to the privacy of your financial information. To view our Privacy Policy, visit ornlfcu.com.

*Connectivity and usage rates may apply. Please contact your wireless service provider for details."
Updated on
Dec 15, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Financial info and Contacts
This app may collect these data types
Personal info, Financial info and 3 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.8
12.5K reviews
Billy Grubb
January 31, 2025
The "remember this device" option doesn't work. A teller informed me that it had been quietly disabled, but is still visible in the app. Now they even require you to do additional two-factor auths after you are logged in just to do common actions like moving funds from savings to checking. What's worse is that codes aren't sent in a timely manner. I've had to wait for up to 10 min to get a code that expired after 5 min; that's just unacceptable (especially when you have to do it multiple times).
2 people found this review helpful
Did you find this helpful?
ORNL Federal Credit Union
January 31, 2025
Good afternoon, Billy! Thank you for your feedback and we apologize for the inconvenience. We would love to connect you with our digital banking staff to help resolve this issue. Please email us at social@ornlfcu.com with your contact info so we can connect!
Matt H
June 1, 2022
The old app was at least a little better. The pay a person feature waa instant and convenient and now takes 24 hrs to transfer. Things keep randomly popping up as charges a week or so after I made them and don't show as holds or pending in the meantime. And it's been down more than its been up seems like. Also the constant having to replace debit cards because of fraud has gotten old. Soon as my last few checks clear the bank I'll be removing everything and closing my accounts.
1 person found this review helpful
Did you find this helpful?
ORNL Federal Credit Union
June 1, 2022
Hey Matt, we would like to learn more about your recent experiences and help provide a solution. Could you get in touch with us at social@ornlfcu.com? Thank you!
Mick Whipple
November 15, 2022
This is the very first bank that I've banked with and have Almost absolutely zero complaints about. The daily atm withdrawal limit., is too low. if you're in a pinch, It's not looking too good. And secondly, the mobile app sucks.. very "glitchy" and seems to be out of service and "under construction" quite regularly.. But those are small stones to a mountain.. not a bunch of hidden fees or issues with customer service or anything. Also the tellers have always been amazing and super helpful!!
Did you find this helpful?
ORNL Federal Credit Union
January 10, 2023
Hey Mick, we apologize for any issues you are experiencing while using the app and would love to have our digital team look into this further. Please contact us at social@ornlfcu.com so we can get in touch!

What’s new

Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience.

App support

About the developer
ORNL Federal Credit Union
group-digitalbanking@ornlfcu.com
221 S Rutgers Ave Oak Ridge, TN 37830 United States
+1 865-425-2753