Osmo Money

osmo

About this app

Osmo: Spend, send, invest, and get paid globally

Experience a faster, simpler way to move, spend, and grow your money. Whether you're sending funds home, traveling, or exploring Bitcoin, Osmo removes borders so your money works as hard as you do.

Sign up in minutes.

LOCAL SPEED, GLOBAL REACH

Send money to bank accounts in the Americas in real time. Forget waiting for wire transfers and pay like a local:

USA: Send ACH or wire transfers to any state (except NY). Mexico: Pay any bank account instantly via CLABE. Guatemala: Pay any bank account in USD or GTQ. El Salvador: Withdraw funds directly to your personal bank account. Costa Rica: Transfer via IBAN, SINPE, or SINPE Móvil (USD/CRC). Brazil: Send instant payments to any PIX number.

INTERNATIONAL VISA® CARD

Free digital card: Order it at no cost and add it to Apple Pay instantly. Global acceptance: Pay in over 160 countries with $0 monthly fee. Smart conversion: Don't have the local currency? We automatically convert your balance at the lowest possible cost. Total control: Freeze/unfreeze your card and update digital details 24/7.

YOUR GLOBAL HUB FOR PAYMENTS

Local bank details: Get your own US account (ACH/Wire) and local details in supported markets to receive your salary or client payments directly. Platform integration: Easily connect with Amazon, Stripe, PayPal, Deel, Wise, Airbnb, and Payoneer. Multi-currency pockets: Maintain balances in multiple currencies and convert instantly at competitive rates.

BITCOIN AND STABLECOINS, IT'S THAT SIMPLE

Lightning speed: Send cash or Bitcoin instantly. Enjoy free Lightning Network transfers to compatible wallets. Easy for beginners: Buy Bitcoin securely in just a few taps. We handle the complexity for you—you don't need to be a crypto expert.

ENTERPRISE-GRADE SECURITY

Total control: Set spending limits and receive real-time transaction alerts. Advanced protection: Security with biometrics, encryption, and a sophisticated fraud prevention system that instantly detects high-risk activity.

Transform the way you manage your money. Download Osmo today!

Product availability depends on your location. Visit osmomoney.com or download the app to see what's available to you.

Disclosures:

*Osmo is a financial technology company, not a bank. Banking services are provided by Osmo's banking partners.

**Visa® debit cards are issued by authorized issuing partners. Terms and conditions apply.

***Bitcoin services are provided by OSMO El Salvador S.A. de C.V.

*Trading Bitcoin involves risk; you could lose money. Bitcoin is not protected by FDIC deposit insurance.

*U.S. transfers are not available for bank accounts registered in the state of New York.

Ratings and reviews

I have several wallets and I like this one cause it's ease to use and can be used as lighting as well

This app is excellent for you to invest ypur money and the service is faster than other ones

really innotavite crypto app/exchange in 🇬🇹, their customer sypport is also really good.

What’s new

- Cambiamos de nombre!
- Ahora puedes recargar tu saldo en CR por medio de Sinpe
- Optimizamos el rendimiento y velocidad