OTO: Buy Bike, Loan & Services

100K+
Downloads
Content rating
Everyone
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About this app

Own a two wheeler or Planning to buy one?

OTO is a One-Stop-Shop for all your bike needs & a #1 choice for 10000+ Bike Owners .

* Get two wheeler loans at 35% lower EMI than banks with a hassle-free online loan approval process.
* Maintain your two wheeler, monitor your ride and track your expenses.
* Get your bikes and scooters serviced from experts and get exciting discounts.
Also, Insure your vehicles against theft and damage and get a variety of offers on your insurance plans.


Your personal bike expert - Get a comprehensive health report for your two wheeler and get timely reminders on action to keep the health of your two wheeler maintained. Track your mileage and find out the real time market value of your vehicles.

Servicing made easy - Get your bikes and scooters serviced from industry experts. Get the flexibility to choose your time slots from the ease of your home. Reliable servicing care for your vehicles.

Flexible Financing Plans: Multiple financing plans that are flexible as per your need for all types of two-wheelers - Scooters, Electric vehicles, Bikes etc.

Loan Approval in 30 mins: 1. Choose your Bike & OTO EMI plan 2. Fill out a short Application Form 3. Upload the documents for KYC verification.

Lowest EMI: Owning your dream bike becomes easier as the EMIs are 35% lower than banks

Take control of your expenses - Keep track of all your bike related expenses - (Tolls, fines, EMIs, Fuel, servicing, repairs, etc.). Collate bills and receipts for the future. Win exciting rewards and discounts.

Report for every ride - Get a detailed report of your riding behaviour to avoid any riding related health hazards and to ensure that your bikes and scooters remain in top condition.

Set Goals for Yourself: Set goals for yourself to get better at multiple driving skills and get tips to improve upon them.

Stay Insured - Buy hassle free two wheeler insurance or renew your existing insurance in less than 60 seconds. Lowest premiums and instant claim settlements.

Play Right Rider Game: Play our newly developed bike riding game where you can earn coins and rewards by driving the vehicle in the right way.

Participate in Challenges: Take part in Challenges with the rest of the OTO Community and earn rewards.

Send us an email at tech@otocapital.in if you have any queries or problems.
Updated on
Aug 9, 2022

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info, Messages and 4 others
This app may collect these data types
Personal info and Financial info
Data isn’t encrypted
You can request that data be deleted