OwlSpend is the expense tracker that logs itself.
Snap a photo of any paper receipt and OwlSpend's AI-powered scanning reads the amount, merchant, and date automatically — no manual typing, and your receipt image never leaves your phone. Or skip the photo entirely: grant SMS/email access and OwlSpend automatically captures your bank and UPI alerts the moment they land, turning every swipe into a tracked transaction with zero effort.
WHY OWLSPEND
• AI-powered receipt scanning — reads amount, merchant, and date instantly, right on your phone
• Auto-capture from SMS and email — pick whichever fits how you spend
• Multi-currency support with automatic FX conversion, so trips and international cards just work
• Budgets that update in real time as you spend, with clear over/under indicators
• Categorize and review captured transactions in seconds, not minutes
• Mileage tracking for business trips and tax-deductible travel
• Reports and exports to see where your money actually goes, by category, account, or time period
• Realtime sync across your devices — start on your phone, check on the web
• Bank-grade security: your data is encrypted and never sold
WHO IT'S FOR
Anyone tired of manually logging expenses in a spreadsheet. Freelancers tracking deductible spend, households managing a shared budget, or anyone who just wants to know where their money went without doing the work themselves.
Every rupee, tracked itself.
AI-powered receipt scanning plus auto-capture from SMS & email. All in one.