Content rating
Everyone
10K+
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Content rating
Everyone
In-App Purchases
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About this app

Oxygen X – Simple Financial Solutions for Everyone
Say hello to Oxygen X, the all-in-one app built to help you grow your money and access the financial solutions you need, simply. Whether you are planning for the future or handling today’s needs, Oxygen X empowers you to move money your way.

Invest and Earn More
- Start investing from just ₦50,000
- Earn up to 24.25% annual interest per annum
- Pick a plan that aligns with your financial goals
- Your journey to wealth creation begins here: simple, secure, and rewarding

Need Extra Support? We've Got You Covered
- Our dedicated support team is available to answer any questions
- Call 0700-700-4444, email hello@oxygenx.africa, or send a DM
- For those unpredictable moments, we offer instant loans up to ₦10,000,000

Why Choose Oxygen X?
✔ Instant loans up to ₦10,000,000 – Get the cash you need, when you need it.
✔ Flexible repayment plans – We will require your repayment from 91 days to 365 days
✔ Affordable interest rates – Monthly rates from 2% to 2.5%, with a max APR of 30% per annum.
✔ Transparent fees – Management fee of 1% (+7.5% VAT on Management Fee) and Credit Life Insurance (CLI) of 0.9% apply.
✔ No collateral or paperwork – Apply with ease, no need for unnecessary formalities.
✔ Fast disbursement – Receive funds into your wallet in minutes.

Know Your Loan Terms Upfront
- Borrow: N100,000 for 3 months
- Management Fee (1%): N1,000 + VAT (7.5%) = N1,075.00
- Credit Life Insurance (0.9%): N900.00
- Total Fees Deducted Upfront (Mgt Fee + VAT + CLI): N1,975.00
- Net Loan Amount Disbursed to Customer: N98,025.00
- Interest (2.5% monthly flat rate): N7,500 (total for 3 months)
- Monthly Payment: N35,837.00
- Total Payable: N109,485.08

Security & Trust You Can Count On
✅ Licensed & regulated by the CBN
✅ No hidden fees – Full transparency on all transactions
✅ Safe & secure banking – Your information is protected
✅ NDPR Audit Compliant – Your privacy is our priority

Get Started in 3 Easy Steps!
1️. Download the Oxygen X loan app
2️. Sign up and verify your details
3️. Start enjoying simple financial solutions

From wealth-building to cashflow support, it all happens here.
Oxygen X – To the Power of You.

📞 Contact Us
- Customer Service Email: hello@oxygenx.africa
- Customer Service Hotline: 07007004444
- Address: 1665 Oyin Jolayemi Street, Nigeria
💻 For more information, visit us at: www.oxygenx.africa
Simple Financial Solutions
Updated on
Sep 15, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • This app may share these data types with third parties
    Personal info, Financial info, and App info and performance
  • This app may collect these data types
    Personal info, App activity, and Device or other IDs
  • Data is encrypted in transit
  • You can request that data be deleted

What’s new

Authentication & Security
Device Security Implemented and refined support for users accessing their account from a new device.
Introduced a redesigned password recovery

Document Handling
Introduced support for PDF file uploads
Introduced support for gallery photo uploads

Loans
Loan top up feature

Analytics & Tracking
Enhanced analytics tracking and event monitoring to better
Content rating
Everyone
In-App Purchases
Learn more

App support

About the developer
OXYGEN X FINANCE COMPANY LIMITED
apps@oxygenx.africa
Plot 1665 Oyin Jolayemi Street Victoria Island Lagos 101241 Lagos Nigeria
+1 678-929-6795

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