Dibs: Debt & IOU Tracker

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Content rating
Everyone
10+
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Content rating
Everyone
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About this app

"Wait… how much did you owe me again?"

If you keep lending money to friends and forgetting about it — or you're the one who forgets to pay back — Dibs keeps the score so you don't have to.

Add a debt in seconds, see your balance with every person at a glance, and settle up with zero awkwardness.

WHY DIBS

• See it all at a glance — how much you owe, how much you're owed, and the balance with each person.
• Split group expenses — dinner, trips, gifts. Split evenly or set custom amounts, and Dibs works out who owes what.
• Never let a debt slip — set reminders so nothing goes unnoticed, and send a friendly pre-written message when it's time to settle up.
• Add it without touching your phone — "Hey Siri, add a debt in Dibs." Say it as you leave the restaurant and it's logged.
• Watch your money come back — charts show what you've settled each month and how your balance trends over time.
• Celebrate settling up — a little confetti every time a debt is cleared. Small joys.

PRIVATE BY DESIGN

No account. No sign-up. No cloud. Everything stays on your phone — your debts are between you and your friends, not a server.

MADE FOR EVERYDAY USE

• 15 currencies
• 23 languages, right-to-left included
• Light and dark themes
• Fast search across people and debts

DIBS PREMIUM (optional)

Dibs is free for active debts with up to 5 people. Premium removes the limit — one payment, yours forever, no subscriptions. Unlock unlimited people, a Face ID app lock, accent colors and alternate app icons, CSV export and backup, and custom reminders on individual debts.

Stop keeping tabs in your head. Download Dibs and settle up.
Who owes who, made simple
Updated on
Sep 10, 2026
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Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • No data shared with third parties
    Learn more about how developers declare sharing
  • No data collected
    Learn more about how developers declare collection

What’s new

Dibs now speaks your language — 23 of them, from German and Japanese to Arabic, Hindi and Persian, with proper right-to-left layout throughout.
New on iPhone: add a debt hands-free with Siri. Say it on your way out of the restaurant and it's already logged.
Fixed: on Android, reminder notifications showed a blank white square instead of the Dibs icon.
Content rating
Everyone
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App support

About the developer
Pablo Gamero García
dev@pablogamero.com
C. Esperanza de la Trinidad, 12, Bloque 2, 1ºA 41008 Sevilla Spain

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