13K reviews
Content rating
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About this app

- Buy now pay later with just your smartphone
- No Credit card nor Pre-registration required, no annual fee
- Buy now at more than 700K shops including Amazon, SHEIN, DMM
- Monthly consolidated bill received at the beginning of next month and you can easily choose the payment method that works best for you
- Freely choose from convenient store, automatic debit transfer, bank transfer
- Pay at Lawson, Ministop, FamilyMart,Seicomart,7-Eleven
- Monthly bills can be paid by simply showing the screen at a convenience store with the app
- You can pay at a convenience store at any time by using the "Pay Now" function
- Discover products in "Shop" and "inspiration" tabs and complete purchase in the app for a smooth shopping experience

Make shopping easier and delightful by verifying your identification:
- Use "3 pay" or "6 pay" or "12 pay" to split your purchase into 3 or 6 or 12 monthly installments at 0% interest. *
- Virtual card can be used as a credit card at online shops with the Visa mark. Card is free of charge and can be issued in as little as 5 minutes on the same day
- Physical card is also available and can be used as a credit card at any store with the Visa mark
- Check your spend limit and set a budget to stop overspending
*0% interest only with auto-debit and bank transfer.
*The number of payments that can be selected varies depending on the merchant

Paidy Plus for Apple
- Shop at Apple with 0% interest**
- Installment plans up to 36 months, depending on the product
- Dedicated line of credit exclusively for Apple Retail
- An application for “Paidy Plus for Apple” is required to shop at Apple***.
**0% interest only with auto-debit and bank transfer.
***Paidy and Paidy Plus cannot be used to make purchases at Apple.
***The 3pay, 6pay, and 12pay features for Paidy Plus cannot be used with Apple.

Recommended For
-Those who prefer cashless payment
-Those who prefer to pay monthly consolidated bills at next month
-Those who are worried about the overuse of credit cards
-Those who prefer to pay in monthly installments without fees
-Those who prefer to freely choose payment options such as convenient store, automatic debit transfer, bank transfer
-Those who prefer to purchase Apple products with monthly installments

Security Measures
-Account protected with two-factor authentication using verification codes
-Monitor all transactions 24 hours a day, 365 days a year
-Prevention of fraud and impersonation by identity verification
-Payment information is encrypted with TLS (Transport Layer Security)

For more details, click here. (https://paidy.com)
Updated on
May 25, 2023

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info, Financial info and 3 others
This app may collect these data types
Personal info, Financial info and 5 others
Data is encrypted in transit
Data can’t be deleted

Ratings and reviews

12.8K reviews
Amrit BK
March 28, 2023
This app is useless every time when i try to purchase at the end it says "We apologize for the inconvenience, but please purchase Apple products using a payment method other than Paydy" 購入できません お手数をおかけいたしますが、ペイディ以外の お支払い方法にてApple製品を購入してくださ い。I tried many times but it always says this i am just tired 😩😴
4 people found this review helpful
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Paidy Inc.
March 30, 2023
Carmina Catacutan
December 27, 2022
Lifesaver! Credit card applications get rejected all the time so I tried the app. I now use it for online shopping, and for credit card transactions. Had no problems during registration as well.
6 people found this review helpful
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Paidy Inc.
December 28, 2022
Priscila Norota
January 4, 2023
sucks, if you pay by convenience store, there's another big amount of charge, I couldn't go to the bank to pay because of my work, troublesome to use by using this application in smartphone. Paypay is the best, you can pay automatically in seconds, and you can get some points, this is my 1st and last to use Paidy..
7 people found this review helpful
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Paidy Inc.
January 5, 2023

What's new

- Updated CVS fee for installments in the terms of conditions
- Fixed a few user interface text for supporting 12pay
- Fixed some display issues on Home & Usage screens
- Fixed display issue of home screen banners
- Fixed display issue of Apple credit amount on home screen
- Fixed display issue in eKYC onboarding screen for Android device
- Fixed display issue of onboarding video for usage graph
- Fixed error message for the case of system unavailable
- Fixed minor issues