3.1
37.4K reviews
Content rating
Everyone
1M+
Downloads
Content rating
Everyone
Learn more
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About this app

Features
- Buy now pay later with just your smartphone
- No Credit card nor Pre-registration required, no annual fee
- Buy now at more than 700K shops including Amazon, SHEIN, DMM
- Monthly consolidated bill received at the beginning of next month and you can easily choose the payment method that works best for you
- Freely choose from convenient store, automatic debit transfer, bank transfer
- Pay at Lawson, Ministop, FamilyMart,Seicomart,7-Eleven
- Monthly bills can be paid by simply showing the screen at a convenience store with the app
- You can pay at a convenience store at any time by using the "Pay Now" function
- Discover products in "Shop" and "inspiration" tabs and complete purchase in the app for a smooth shopping experience

Make shopping easier and delightful by verifying your identification:
- Use "3 pay" or "6 pay" or "12 pay" to split your purchase into 3 or 6 or 12 monthly installments at 0% interest. *
- Check your spend limit and set a budget to stop overspending
*0% interest only with auto-debit and bank transfer.
*The number of payments that can be selected varies depending on the merchant

Paidy Plus for Apple
- Shop at Apple with 0% interest**
- Installment plans up to 36 months, depending on the product
- Dedicated line of credit exclusively for Apple Retail
- An application for “Paidy Plus for Apple” is required to shop at Apple***.
**0% interest only with auto-debit and bank transfer.
***Paidy and Paidy Plus cannot be used to make purchases at Apple.
***The 3pay, 6pay, and 12pay features for Paidy Plus cannot be used with Apple.

Recommended For
-Those who prefer cashless payment
-Those who prefer to pay monthly consolidated bills at next month
-Those who are worried about the overuse of credit cards
-Those who prefer to pay in monthly installments without fees
-Those who prefer to freely choose payment options such as convenient store, automatic debit transfer, bank transfer
-Those who prefer to purchase Apple products with monthly installments

Security Measures
-Account protected with two-factor authentication using verification codes
-Monitor all transactions 24 hours a day, 365 days a year
-Prevention of fraud and impersonation by identity verification
-Payment information is encrypted with TLS (Transport Layer Security)

[English]

【For more details, click here】
https://paidy.com
【Paidy Plus for Apple Terms of Use】
https://terms.paidy.com/hokatsu-apple/
【Paidy Plus Terms of Use】
https://terms.paidy.com/hokatsu/
Updated on
May 27, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info, Financial info and 3 others
This app may collect these data types
Personal info, Financial info and 5 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

3.1
37K reviews
Just Trust
May 15, 2026
I can't use it cuz the app won't let me open the account. it keeps on saying 'wrong mail or number' when I didn't even have one with them ?! I'm a new user , lemme open an account in peace ?!
Paidy LLC
May 18, 2026
ご投稿ありがとうございます。ご登録についてご不便をおかけし申し訳ございません。恐れ入りますが、ご登録ができない場合、以下FAQページに記載のケースが考えられます。https://cs-support.paidy.com/support/solutions/articles/150000205467 ご確認いただきましても解決しない場合は、お手数ではございますが、以下ページ下部よりペイディカスタマーサポートまでお問い合わせくださいますようお願い申し上げます。https://cs-support.paidy.com/
tintin aung
May 9, 2026
i couldn't even verify identity at the step by scanning my zairyuu card's back. how may times I retake the card , it only shows error and try again later after moment.
Paidy LLC
May 11, 2026
ご投稿ありがとうございます。ペイディのご利用に際し、ご不便をおかけし申し訳ございません。 ご状況の詳細を確認させていただきたく存じますので、お手数ではございますが、以下ページ下部よりペイディカスタマーサポートへのお問い合わせをご検討いただけますと幸いです。https://cs-support.paidy.com/  何卒よろしくお願い申し上げます。
Pratik Behera
April 18, 2026
LoL. I only installed the app to buy iPhone on installment but after registering all information the app said I am not eligible. Just stop collaboration with Apple if you can't provide the service
1 person found this review helpful
Paidy LLC
April 20, 2026
ご投稿をありがとうございます。「ペイディプラス」および「ペイディあと払いプランApple専用」のご利用におきましては、お申し込み後に審査があり、その結果によりましてはお見送りとなる場合がございます。誠に恐れ入りますが、何卒ご理解賜りますようお願い申し上げます。
Content rating
Everyone
Learn more

App support

About the developer
PAIDY LIMITED LIABILITY COMPANY
uxe@paidy.com
9-7-1, AKASAKA MIDTOWN TOWER 12F. MINATO-KU, 東京都 107-0052 Japan
+91 95412 17721

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