Paidy

Paidy Inc.

About this app

Features
- Buy now pay later with just your smartphone
- No Credit card nor Pre-registration required, no annual fee
- Buy now at more than 700K shops including Amazon, SHEIN, DMM
- Monthly consolidated bill received at the beginning of next month and you can easily choose the payment method that works best for you
- Freely choose from convenient store, automatic debit transfer, bank transfer
- Pay at Lawson, Ministop, FamilyMart,Seicomart,7-Eleven
- Monthly bills can be paid by simply showing the screen at a convenience store with the app
- You can pay at a convenience store at any time by using the "Pay Now" function
- Discover products in "Shop" and "inspiration" tabs and complete purchase in the app for a smooth shopping experience

Make shopping easier and delightful by verifying your identification:
- Use "3 pay" or "6 pay" or "12 pay" to split your purchase into 3 or 6 or 12 monthly installments at 0% interest. *
- Virtual card can be used as a credit card at online shops with the Visa mark. Card is free of charge and can be issued in as little as 5 minutes on the same day
- Physical card is also available and can be used as a credit card at any store with the Visa mark
- Check your spend limit and set a budget to stop overspending
*0% interest only with auto-debit and bank transfer.
*The number of payments that can be selected varies depending on the merchant

Paidy Plus for Apple
- Shop at Apple with 0% interest**
- Installment plans up to 36 months, depending on the product
- Dedicated line of credit exclusively for Apple Retail
- An application for “Paidy Plus for Apple” is required to shop at Apple***.
**0% interest only with auto-debit and bank transfer.
***Paidy and Paidy Plus cannot be used to make purchases at Apple.
***The 3pay, 6pay, and 12pay features for Paidy Plus cannot be used with Apple.

Recommended For
-Those who prefer cashless payment
-Those who prefer to pay monthly consolidated bills at next month
-Those who are worried about the overuse of credit cards
-Those who prefer to pay in monthly installments without fees
-Those who prefer to freely choose payment options such as convenient store, automatic debit transfer, bank transfer
-Those who prefer to purchase Apple products with monthly installments

Security Measures
-Account protected with two-factor authentication using verification codes
-Monitor all transactions 24 hours a day, 365 days a year
-Prevention of fraud and impersonation by identity verification
-Payment information is encrypted with TLS (Transport Layer Security)

For more details, click here. (https://paidy.com)

Ratings and reviews

Complete waste of space in my phone. First of all they didn't approve the card application, without any explanations. Second of all they don't let me use the Pay later function because they don't appove it either. Trash.

This app is useless and does not deserve the space it occupies on my phone. I tried using it to buy some products on Amazon twice. In both cases it decided to cancel my transaction 24 hours after I had made it. It also sent a useless message afterwards to tell me it could not explain the reasons for cancelling everything and wasting my time. This app is incapable of providing the single service it advertises. I hope this review saves at least one person the hassle of dealing with this app.

only 4 because I'm waiting right now to refund an item but it's been a week and see no progress. I'm worried I had to pay for something I didn't buy. Other than that this app is pretty good.

What's new

Hello from Paidy! We’ve hit over 15 million app downloads, thanks to you. For feedback or suggestions, reach out through our “Contact Us” link in the FAQ section. We’re committed to improving and value your input.

Update:
The home screen can now notify you when “Pay now” is available.
Performance improvements and bug fixes.