PaisaProof: UPI Spend Tracker

PaisaProof

About this app

Spent ₹499 on Blinkit again? PaisaProof shows how it becomes ₹8,000.

PaisaProof is a UPI expense tracker that catches spending in real time — no manual entry, no bank login.

Most money apps show you a chart next month. PaisaProof shows up in the moment—after a debit on merchants you choose to watch—and makes the future cost visible.

It doesn't stop your payment. It doesn't lecture. It asks one calm question: did you mean to?

WHY DOWNLOAD
• See how today's spend compounds (illustrative CAGR you pick: 8 / 10 / 12%)
• A short pause after impulse spends—quick commerce, food, fashion, subscriptions
• Budget tracking with merchant-level spend breakdown
• Honest accounting—we never count a spend as a save
• Only verified refunds count as money you kept
• History you can trust: Saved, Spent, Pending—and spend by merchant
• Awareness + Discipline streaks without the guilt trip
• Earn rewards tied to discipline—not spending
• Private by default—interception runs on your phone; no raw SMS leaves the device

HOW IT WORKS
1. Grant notification access and pick what to watch
2. A real bank / UPI debit SMS arrives for a monitored merchant
3. PaisaProof surfaces a calm prompt with how that amount grows over time
4. You decide. Only money you actually keep counts as saved

Built for India. Built for Android. Built for people who are done pretending "it's only ₹499."

Math, not advice. Proof, not promises.

PaisaProof is not financial advice. ₹8,000-style figures are illustrative projections.

What’s new

🚀 PaisaProof — your impulse spending guard.

• Catches payment notifications in real time with a calm 10–30s reflection window
• Shows what every spend becomes if invested (8/10/12% CAGR)
• Honest accounting — only verified refunds count as saved
• Two streaks: Awareness + Discipline
• Budget tracking with merchant breakdown
• Daily spending recap notifications
• Private by default — detection runs on-device