Pakdo: UPI autoPay Tracker

Dreamers & Doers

About this app

UPI apps only show the AutoPay mandates it set up. There's no single place to see everything you're actually paying for.

Pakdo fixes that.

Pakdo reads your bank's UPI AutoPay (e-mandate) SMS right on your phone and builds ONE combined list of every active AutoPay subscription. No matter which app or bank created it. See what you pay, how often, and your real monthly and yearly total at a glance. Then stop the ones you don't want, in a couple of taps.

WHAT YOU GET
• One unified list of all your UPI AutoPay subscriptions
• Sorted by cost, so the biggest drains are right at the top
• Clear monthly and yearly totals and know exactly what AutoPay costs you
• Instant alerts the moment a new AutoPay mandate is set up
• Guided "stop" flow that opens the right UPI app to cancel a mandate

YOUR PRIVACY COMES FIRST

• Everything happens on your phone. Your SMS are read and analysed on-device.
• Your messages never leave your device and nothing is uploaded, stored, or
shared.
• Pakdo only looks at UPI AutoPay mandate texts. It ignores OTPs, personal
messages, and everything else.
• No account. No sign-up. No ads. No tracking.

HOW IT WORKS

1. Pakdo asks permission to read your SMS (you can revoke it anytime).
2. It scans your inbox for UPI AutoPay mandate messages from your bank.
3. It shows you one clean, sorted list of your subscriptions.
4. Tap any subscription to jump to the app that can cancel it.

WHY THE SMS PERMISSION?

UPI AutoPay confirmations arrive only by SMS, and each UPI app shows only its own mandates. Reading these messages on your device is the only way to build a complete, cross-app picture of your subscriptions and Pakdo does it without ever sending your messages anywhere.

Take back control of your AutoPay subscriptions. Install Pakdo and see
everything you're really paying for.