한화손보 캐롯 다이렉트 운전자보험

insurance co.

About this app

■ Learn about Hanwha General Insurance Carrot Direct Driver's Insurance Special Riders

01 Coverage for Criminal Liability, Personal Injury/Property Damage Fines, and Driving Damages All at Once

02 Coverage for Car Accidents, Sudden Acceleration Legal Fees, and Criminal Settlement Money

03 Premium Payment Exemption for Car Accident Grades 1-7 (When signing up for Standard/Premium Plans)

04 5% Monthly Premium Discount if Signed Up Together with Hanwha General Insurance or Carrot Auto Insurance (Personal Use)

(Discount Limited to Private Vehicles/Insured Person)

05 Preparation for Care/Legal Expenses After Driving, Not Just During Driving

- Legal Fees for Sudden Acceleration

- Injury Surgery Expenses

- Post-Traumatic Stress Disorder Diagnosis Expenses

- Suturing Treatment Expenses

- Injury Hospitalization Expenses (Injury Inpatient/Injury ICU Admission)

- MRI/CT

(Coverage up to the insured amount limit when signing up for the relevant special rider)

■ Things to Know When Signing an Insurance Contract

This insurance contract is protected under the Depositor Protection Act regarding the surrender value (or upon maturity) The sum of the insurance benefit and other payments is protected up to “100 million KRW” per person (combined with other protected products of this insurance company).

Separately, the sum of accident insurance benefits from this insurance company’s protected products is protected up to “100 million KRW” per person.

However, insurance contracts where the policyholder and premium payer are corporations are not protected.

If a policyholder cancels an existing insurance contract and enters into another insurance contract, the underwriting may be refused, premiums may be increased, or coverage details may change.

In addition, the payment of insurance benefits may be limited depending on payout limits, exclusions, etc.

Please read the product description and terms and conditions before entering into an insurance contract.