Spendly helps you see where your money really goes each month. Instead of logging every transaction, you add your recurring costs once: rent, subscriptions, EMIs, insurance, bills, and Spendly spreads each one across its billing cycle to show your true average monthly spend.
Add an expense in seconds - name it, pick a category, enter the amount, and choose how often it repeats - monthly, every 3, 6, or 12 months, or a custom interval. For anything that isn't monthly, set the start month and Spendly knows exactly which months it lands in.
WHAT YOU GET
- Average monthly spend, calculated automatically across every billing cycle
- Category breakdown so you can see what's eating your budget at a glance
- A month-by-month view of how your spending rises and falls across the year
- Clean, fast expense list you can edit or delete anytime
BUILT FOR EVERYDAY USE
Choose any world currency: quick pills for ₹, $, and AED, plus a full currency picker:
- Light and dark themes that follow your system or your choice
- Works fully offline - no account, no sign-up
- Private by design - your data stays on your device
Whether you're tracking subscriptions, planning a monthly budget, or just trying to understand your fixed costs, Spendly turns scattered expenses into one clear number.