PayNav:Shop Save Earn 24k Gold

10K+
Downloads
Content rating
Everyone
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About this app

Earn cashback as 24k Gold on your favourite brands through PayNav!


PayNav is the #1 pre-shopping & savings destination in India. Multiple Indian customers have signed up to PayNav and have received 24k digital gold in Cashback! and earned 9.5% p.a interest on savings.


Saving on your online shopping has never been easier. Earn up to 30% Cashback at over 500+ popular stores including Amazon, Bigbasket, Zivame, Flipkart, Swiggy, Zomato, Uber, Makemytrip, Shoppers Stop, Westside, Croma and Tanishq. Simply click through the app to your favourite store, shop as usual, receive your Cashback as Digital Gold and withdraw in cash or a physical gold coin.


PayNav In-Store is now available, which means you can enjoy special deals and Cashback at some of your favourite shops & restaurants! There are over 1000 top food outlets & stores to choose from including KFC, Barbeque Nation, Mainland China, Third wave Coffee, Starbucks, Bookmyshow, More, Spar, Shoppers Stop, Max, Chumbak, Raymond, Bata, Pantaloons, Vmart, Tbz, PVR Cinemas, Apollo Pharmacy, Puma, Bata, Sketchers, Body Shop, Health & Glow, Himalaya, Croma, Natures Basket, Spencer’s, Decathlon & more! In-Store is currently only available in selected stores.


P2P investment platform in partnership with RBI-approved NBFC.

Earn daily interest with upto 9.5 % p.a. returns
Start with as low as ₹500
Withdraw anytime, processed instantly
No account opening or withdrawal fees

How PayNav Account works?

Your investment is processed by Lendbox (our P2P asset partner)
Your investment is lended to high creditworthy borrowers
Your daily interest gets accumulated in your PayNav account.

Why PayNav ?

Highest returns than other assets
Interest credited everyday
Authorised and Secured by RBI


Want free 24k Gold when you purchase Gift Cards? Visit the PayNav App for a range of offers from top brands, including Amazon, Flipkart, Azio, Myntra & more. You can even pay for gift cards using the referral rewards you’ve earned directly through the PayNav app!
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What are you waiting for? Download the app for free today to start saving and auto-invest like never before! and create an automated savings portfolio. Cashback is Gold



SHOPPING + 24K GOLD REWARDS
Cashback is no help. It’s time to earn free Gold on all your purchases.
Shop and earn gold rewards that you can then withdraw in physical gold coins or cash of your choice.
Physical or Digital Gold gives 11-16* % Return on Investment

As an investor, it's always essential to consider different investment options to diversify your portfolio.

Cashback is Gold

Hedge Against Inflation
Historically, the price of gold has increased with inflation, making it an ideal investment to protect your wealth against inflation.

Diversification
Digital Gold is an excellent diversification tool because it has a low correlation to other asset classes like stocks, bonds, and real estate. .

Store of Value
Gold has been a store of value for centuries. Unlike fiat currencies, gold has a finite supply, and it cannot be printed or debased like paper money. This means that gold can hold its value over time and is not affected by government policies or economic conditions.

Liquidity
It's easy to buy and sell. This makes it easy for investors to enter and exit the market quickly.

Portfolio Insurance
Gold is often referred to as portfolio insurance because it helps to protect your portfolio against economic and geopolitical risks. During times of uncertainty, such as wars, financial crises, gold tends to perform well.

In conclusion, saving in gold is a great investment strategy. It can help to hedge against inflation, diversify your portfolio, act as a store of value, offer liquidity, and provide portfolio insurance. Same time, savings in PayNav account keeps your day to day cash earn high interest unlike traditional savings accounts, fixed deposits or stocks.
Updated on
Apr 15, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Location
This app may collect these data types
Personal info
Data is encrypted in transit
You can request that data be deleted

What's new

- Revamped Look, Rockin' Shopping Vibes, Instant Gold Rewards on Vouchers, Let Your Money Dance & Grow!
- Enhanced user interface and user experience for better understanding.
- With many bugs fixed and performance enhancement.
- Improvements in missing rewards screen, to make the tracking of rewards easier.
- Added FAQs section to solve your doubts and have better understanding of the App.
- Now you can share your brand cards with your friends or relatives directly from the app.