XtraPOWER by PAYOMATIC

PAYOMATIC

About this app

XtraPOWER creates a seamless experience that tracks all of your spending activity with PAYOMATIC. Have immediate access to transactions made in any PAYOMATIC location & on your inPOWER Card. Get personalized offers and discounts based on your activity. Have your PAYOMATIC store transaction receipts emailed to you. Link your inPOWER Card to see every card transaction and real time balance, share money^** 24/7 with speed, convenience and security. Set up Direct Deposit to your inPOWER Card and get paid up to 2 days earlier!^*

The XtraPOWER Experience:

FULL ACCESS
See all of your PAYOMATIC and inPOWER Card activity, anytime, anywhere.

GET EXCLUSIVE OFFERS & DISCOUNTS
Just open the XtraPOWER app and get your offers.

HAVE TRANSACTION RECEIPTS EMAILED
Have your PAYOMATIC store transaction receipts, and your inPOWER monthly statement delivered to your inbox.

SIGN UP FOR DIRECT DEPOSIT
Get access to your money earlier* when you get direct deposit to your inPOWER Card.

CHECK YOUR BALANCE
See your current inPOWER Card balance in seconds.

SHARE MONEY
Share money between your inPOWER Cards, to your bank account or to your friend's inPOWER Card.**

FIND A PAYOMATIC STORE
Find New York’s biggest check casher in minutes!


^* Faster access to funds is based on comparison of traditional banking policies and deposit of paper checks from employers and government agencies versus deposits made electronically. Direct Deposit and earlier availability of funds is subject to payer’s support of the feature and timing of payer’s funding.
^** Fees may apply. See the Cardholder Agreement for details.

The inPOWER Prepaid Mastercard® is issued by The Bancorp Bank pursuant to license by Mastercard International Incorporated and may be used everywhere Debit Mastercard cards are accepted. The Bancorp Bank; Member FDIC. Mastercard is a registered trademark, and the circle's design is a trademark of Mastercard International Incorporated.

Ratings and reviews

I'm extremely unhappy with the XtraPower card. When I look at my balance on the app, I see a running total of charges applied to my account year to date. There is really no full accounting of what those charges are for. Also, there is a daily transaction cap, which sometimes prevents me from having access to my funds which are on deposit. Lastly, they want to charge $15 for a money order in Payomatic locations purchased using my card. Are you kidding me? This is unacceptable.

Horrible customer service. I don't recommend this card at all. Customer service has hung up on me 12 times already. After 2 transactions in a 24 hour rolling period they block your card and the only way to fix is to call. But they keep hanging up on me. Worst service ever. The number listed below was no help either. They hung up 3 times and by the 4th time the lady transfers me to the in power 844 number which is the one my original complaint is about. STILL DO NOT RECOMMEND

This is terrible, cause they just deactivate your card without sending you an email to let you know that. They deactivate the account just for proof of address without any notice. What about if i buy something and then when you swipe it says" declined" while you know you have money on it. That's a mistreatment man

What’s new

Thanks for using the XtraPOWER App! This update introduces various behind the scenes improvements and changes.