Paytrace: Expense Tracker

Sami Chougle

In-app purchases

About this app

Paytrace is a UPI expense tracker and money manager that reads your GPay, PhonePe, or Paytm payment confirmation the moment you share it on your device, in seconds, completely privately.

📲 HOW IT WORKS
After paying, tap Share on the payment confirmation screen in GPay, PhonePe, Paytm, BHIM, or any UPI app and choose Paytrace.

On-device OCR reads the amount, receiver, date, and UPI reference in seconds no typing, no manual entry, just an automatic expense tracker for every UPI transaction. Pick a category and save.

Note: Automatic reading currently works with UPI payment confirmations, so it works best for users in India. Outside India, or for non-UPI payments, add expenses manually in a few taps every other feature works the same.

🔒 100% ON-DEVICE, NOTHING UPLOADED
Your shared confirmations are never uploaded or stored anywhere.

Every transaction is encrypted with AES-256 and saved locally on your phone a secure, private expense tracker with no bank linking required.

No automatic cloud sync, no third-party data sharing, and the app works offline after your first sign-in a true offline expense tracker.

⭐ PAYTRACE PRO
Free includes your current month's spending, 15 screenshot scans a month, and 3 custom categories. Start a free trial of Pro to unlock:
• Your full spending history, every past month and week
• Unlimited screenshot scans and custom categories
• Detailed monthly, yearly, and category reports, built on-device
• Restore your encrypted backup on any device

Your data lives only on this device, which keeps it private but means uninstalling or switching phones without a backup loses your history. Export a password-protected backup to Google Drive, Dropbox, or any storage you choose, and restore it with Pro.

Monthly or yearly billing, cancel anytime.

💰 BUDGETS THAT ACTUALLY WARN YOU
Set a monthly budget per category and get a visual alert before you overspend a budget planner that works alongside your expense tracker.

Switch between daily, weekly, and monthly charts to see exactly where your money goes.

🏷️ CATEGORIES YOUR WAY
A quick setup when you start pins your top categories first and tailors your reports.

7 built-in categories Grocery, Fast Food, Subscriptions, Shopping, Health, Utilities, and Others plus custom categories with your own emoji and color, 3 free and unlimited with Pro.

🔍 FIND ANY TRANSACTION INSTANTLY
Search by name, amount, or note. Filter by date range. Edit any transaction anytime.

📱 HOME SCREEN WIDGETS
Add the Spending by Category widget to see this month's spending at a glance, or use the Quick Add widget to log a new expense straight from your home screen no need to open the app.


✅ ALSO INCLUDES
• Optional daily reminder at 9 AM or 9 PM to log your spending
• Manual entry for cash and offline purchases
• Smart duplicate detection
• Multi-currency support
• No ads, no surprises

Whether it's a GPay expense tracker moment, a PhonePe recharge, or a Paytm bill split, Paytrace turns your UPI payment confirmations into an organized, searchable expense history without you typing a single number.

👥 WHO IT'S FOR
• Students tracking monthly pocket money and budgets
• Salaried professionals monitoring monthly spending
• Anyone splitting rent, bills, or group expenses over UPI with a built-in expense splitter
• Households managing a shared monthly budget with a simple daily expense tracker

A private UPI expense tracker, expense manager, and money manager that stays out of your way no bank linking, no spreadsheets, just your payment confirmations turned into a clear spending tracker and budget app.

Download Paytrace and know exactly where every rupee goes.

Send any feedback to [e-mail]
Privacy Policy: https://getpaytrace.app/privacy

What’s new

What's new in Paytrace:

• A redesigned dashboard that shows your spending at a glance
• Create your own categories with custom icons and colors
• A new subscription page to unlock more features
• A smoother setup experience for new users
• A fresh new app icon
• Bug fixes and performance improvements

Thanks for using Paytrace! We'd love to hear your feedback.