Paytrace: UPI Expense Tracker

Sami Chougle

In-app purchases

About this app

Stop typing every UPI payment into a spreadsheet. Share a GPay, PhonePe, or Paytm screenshot with Paytrace and it reads the amount, receiver, date, and UPI reference on your device — instantly, and completely privately.

HOW IT WORKS
After paying, tap Share on the payment screenshot from GPay, PhonePe, Paytm, BHIM, or any UPI app and choose Paytrace. On-device OCR reads the transaction details in seconds. Just pick a category and save — no typing, no manual entry.

Note: Automatic screenshot scanning currently reads UPI payment screenshots, so it works best for users in India. Outside India, or for non-UPI payments, add expenses manually in a few taps — every other feature works the same.

100% ON-DEVICE, NOTHING UPLOADED
Your screenshots are never uploaded or stored anywhere. Every transaction is encrypted with AES-256 and saved locally on your phone. No automatic cloud sync, no third-party data sharing, and the app works offline after your first sign-in.

ENCRYPTED BACKUP (ONE-TIME PURCHASE)
By default, your data lives only on this device — that's what makes it fully private, but it also means uninstalling the app or switching phones without a backup means losing your history. Unlock encrypted backup with a single one-time in-app purchase (no subscription) and export a password-protected backup to Google Drive, Dropbox, or any storage you choose — restore it on any device, for life.

BUDGETS THAT ACTUALLY WARN YOU
Set a monthly budget per category and get a visual alert before you overspend. Switch between daily, weekly, and monthly charts to see exactly where your money goes.

CATEGORIES YOUR WAY
9 built-in categories — Utilities, House, Education, Fun, Food, Gifts, Personal, Games, and Other — plus up to 15 custom categories with your own emoji and color.

FIND ANY TRANSACTION INSTANTLY
Search by name, amount, or note. Filter by date range. Edit any transaction anytime.

HOME SCREEN WIDGET
Add the Spending by Category widget to your home screen and see this month's spending at a glance, without opening the app.

ALSO INCLUDES
- Manual entry for cash and offline purchases
- Smart duplicate detection
- Dark and light mode
- Multi-currency support
- No ads, no tracking, no surprises

Whether it's a GPay transfer, a PhonePe recharge, or a Paytm bill split, Paytrace turns your UPI screenshots into an organized, searchable expense history — without you typing a single number.

WHO IT'S FOR
- Students tracking monthly pocket money and budgets
- Salaried professionals monitoring monthly spending
- Freelancers logging daily business expenses
- Anyone splitting rent, bills, or group expenses over UPI
- Households managing a shared monthly budget

A private expense tracker and money manager that stays out of your way — no bank linking, no spreadsheets, just your UPI screenshots turned into a clear spending tracker.

Download Paytrace and know exactly where every rupee goes.

Coming soon: monthly spending reports and recurring expense tracking.

What’s new

Welcome to Paytrace!

What's inside:
• Instantly log UPI transactions by sharing from supported apps
• Upload payment screenshots for quick expense tracking
• Add expenses manually in seconds
• Create custom categories that match your lifestyle
• Set budgets and monitor your spending with a beautiful dashboard
• Backup your data so it's always safe
• Howe screen widget
Take control of your money, build better spending habits, and never lose track of an expense again.