OTTO - Usaha Atur Keuangan

PT. IndoArtha Perkasa Sukses

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About this app

#UsahaLebihBijakFinansial (Business is more financially wise) to manage your finances with OTTO.

OTTO is a digital application on smartphones as a financial solution that makes it easy for users to manage their finances, start from payment transactions, purchases, transfers, to recording financial transactions and recommending financial solutions that suit user needs.

PT IndoArtha Perkasa Sukses recorded at Otoritas Jasa Keuangan (OJK) Inovasi Keuangan Digital (IKD) as Market Aggregator with letter number S-345/MS.72/2020 dated December 29, 2020.

Here are the advantage of using OTTO:
OTTOCash
OTTOCash is electronic money licensed from Bank Indonesia that can be used for all payment transactions in OTTO application. #BikinGampang Transactions ranging from shopping at Indomaret & Alfamart, merchants bearing the QRIS logo throughout Indonesia to paying your monthly bill, it's easier to use OTTOCash electronic money.

Investment
Want to save gold? Save at SiManis, Instant Gold Digital Investment. You can save gold starting from 0.01 gr.

Insurance
Buy insurance from an insurance service provider at OTTO, the premiums are economical and the protection is optimal. Enjoy the complete protection with Asuransi Receh and MyGadget.

Loan
Need funds for your various needs? Just apply for a Tunaiku at OTTO. Safe, fast, and easy process.

Loan amount: IDR 2 million - IDR 20 million
Loan term: 6-20 months
Maximum annual interest rate (APR): 36% - 48%

Simulation of Loan Money at Tunaiku:
Loan credit: IDR 10,000,000, tenure: 12 months, loan interest: 3% per month, maintenance fee: IDR 550,000, service fee: 5% (deducted upfront).

Online loan funds are disbursed after deducting the service fee: IDR 9,500,000
Principal loan installment: IDR 822,958 per month
Loan interest: IDR 10,000,000 x 3% = IDR 300,000 per month
Maintenance fee: IDR 550,000/12 = IDR 45,833 per month
Monthly installment: IDR 1,167,957

Total repayment cost: IDR 1,167,957 x 12 = IDR 14,015,484

Point Rewards
Collect points from your transactions and exchange for many rewards. It's all in the OttoPoint feature. You can also make a split payment between your OttoCash and OttoPoint balances.

Download OTTO now, to #UsahaLebihBijakFinansial (Business is more financially wise) to manage your finances

For any inquiries, please contact:
Email: [e-mail]
Customer Service : [phone]

Operational hour
Mon – Fri : 08 AM - 08 PM
Sat : 08 AM – 06 PM

Head Office
PT IndoArtha Perkasa Sukses
Jl. Prof. DR. Soepomo No.2 Unit 104, RT.10/RW.15, Menteng Dalam, Tebet, South Jakarta City, Jakarta 12870

Ratings and reviews

Wanna buy gadget insurance, but there's no detail about it. Only 'manfaat' appears on the screen. But terms and conditions and claim procedure not displayed on the screen. Please fix it.

Unable to complete transactions even after verified upgrade to ottocash plus. This app also doesn't allow you to withdraw your money to bank account.

It's too complicated to create the account, otherwise the app run fine. I hope there is more way we can use the money that we have in this app. Cheers.

What’s new

Improved performance and fixed several bugs