Agen Pegadaian
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About this app
Join the network of official Pegadaian Agents and bring essential financial solutions to your community. The Agen Pegadaian application allows you to expand your business by offering trusted Pegadaian products, from pawn loans to gold investments, directly from your smartphone.
Who Can Become an Agent? We offer two tiers of partnership to suit your capacity:
Regular Agent: Serve as a reference point for potential customers, handle bill payments, and open Gold Savings accounts.
Premium Agent: Enjoy all Regular features plus the authority to process pawn loan disbursements (KCA) instantly.
Key Features & Services
Pawn Transactions (Gadai KCA): Fast and secure loan application process for customers.
Gold Savings (Tabungan Emas): Open accounts and top-up gold starting from IDR 10,000.
Gold Installments (Cicil Emas): Facilitate gold ownership with flexible tenors.
Payment Point: Pay electricity, water, BPJS, and other bills.
Requirements to Join
Have a permanent residence or business location (Outlet).
Android Smartphone with Internet access.
Located near a Pegadaian Parent Outlet (easy transport access).
Valid ID (KTP) and willingness to undergo training.
Product Transparency & Financial Disclosure
1. Pawn Loan (Gadai KCA) Providing quick loans with movable collateral.
Loan Amount: IDR 50,000 – IDR 500,000,000
Tenor: 120 days
Maximum APR: 28.8% per annum
Capital Lease Fee (Sewa Modal): 0.95% - 1.2% per 15 Days
Pawn Loan Simulation:
Loan Principal: IDR 5,000,000
Interest Rate: 1.2% per 15 days
Duration Example: 120 Days (calculated as cumulative periods)
Total Fee Calculation: (120 days / 15 days) x 1.2% = 9.6%
Total Fee Amount: IDR 5,000,000 x 9.6% = IDR 480,000
Total Repayment: IDR 5,000,000 + IDR 480,000 = IDR 5,480,000
2. Gold Installment (Cicil Emas) Own gold bullion (0.5g - 1000g) with easy installments.
Down Payment: Min. 15%
Tenor: 3 – 36 Months
Fee (Margin): Flat 0.92% per month (Max 11.04% per annum)
Gold Installment Simulation:
Item: 10 Grams Gold
Loan Value: IDR 9,000,000
Tenor: 12 Months
Monthly Fee: 0.92% x IDR 9,000,000 = IDR 82,000
Monthly Principal: IDR 9,000,000 / 12 = IDR 750,000
Total Monthly Payment: IDR 750,000 + IDR 82,000 = IDR 832,000
3. Gold Savings (Tabungan Emas)
Opening Fee: IDR 10,000
Min. Buy/Top-up: IDR 10,000
Annual Storage Fee: IDR 30,000
Who Can Become an Agent? We offer two tiers of partnership to suit your capacity:
Regular Agent: Serve as a reference point for potential customers, handle bill payments, and open Gold Savings accounts.
Premium Agent: Enjoy all Regular features plus the authority to process pawn loan disbursements (KCA) instantly.
Key Features & Services
Pawn Transactions (Gadai KCA): Fast and secure loan application process for customers.
Gold Savings (Tabungan Emas): Open accounts and top-up gold starting from IDR 10,000.
Gold Installments (Cicil Emas): Facilitate gold ownership with flexible tenors.
Payment Point: Pay electricity, water, BPJS, and other bills.
Requirements to Join
Have a permanent residence or business location (Outlet).
Android Smartphone with Internet access.
Located near a Pegadaian Parent Outlet (easy transport access).
Valid ID (KTP) and willingness to undergo training.
Product Transparency & Financial Disclosure
1. Pawn Loan (Gadai KCA) Providing quick loans with movable collateral.
Loan Amount: IDR 50,000 – IDR 500,000,000
Tenor: 120 days
Maximum APR: 28.8% per annum
Capital Lease Fee (Sewa Modal): 0.95% - 1.2% per 15 Days
Pawn Loan Simulation:
Loan Principal: IDR 5,000,000
Interest Rate: 1.2% per 15 days
Duration Example: 120 Days (calculated as cumulative periods)
Total Fee Calculation: (120 days / 15 days) x 1.2% = 9.6%
Total Fee Amount: IDR 5,000,000 x 9.6% = IDR 480,000
Total Repayment: IDR 5,000,000 + IDR 480,000 = IDR 5,480,000
2. Gold Installment (Cicil Emas) Own gold bullion (0.5g - 1000g) with easy installments.
Down Payment: Min. 15%
Tenor: 3 – 36 Months
Fee (Margin): Flat 0.92% per month (Max 11.04% per annum)
Gold Installment Simulation:
Item: 10 Grams Gold
Loan Value: IDR 9,000,000
Tenor: 12 Months
Monthly Fee: 0.92% x IDR 9,000,000 = IDR 82,000
Monthly Principal: IDR 9,000,000 / 12 = IDR 750,000
Total Monthly Payment: IDR 750,000 + IDR 82,000 = IDR 832,000
3. Gold Savings (Tabungan Emas)
Opening Fee: IDR 10,000
Min. Buy/Top-up: IDR 10,000
Annual Storage Fee: IDR 30,000
Updated on
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What’s new
Agen Pegadaian Versi 4.2.1 – Lebih Modern, Lebih Mudah!
Apa yang Baru di Versi 4.2.1 ? ✨
Tampilan Baru!
Semua fitur dan UI/UX kini tampil lebih segar, modern, dan nyaman digunakan.
🔖 Kategori Agen Baru!
Agen Reguler: Agen yang melakukan referral produk dan pembayaran produk Pegadaian kepada nasabah.
Agen Premium: Agen yang dapat melakukan referral, pembayaran, dan layanan gadai langsung di tempat.
Apa yang Baru di Versi 4.2.1 ? ✨
Tampilan Baru!
Semua fitur dan UI/UX kini tampil lebih segar, modern, dan nyaman digunakan.
🔖 Kategori Agen Baru!
Agen Reguler: Agen yang melakukan referral produk dan pembayaran produk Pegadaian kepada nasabah.
Agen Premium: Agen yang dapat melakukan referral, pembayaran, dan layanan gadai langsung di tempat.
App support
About the developer
PT. PEGADAIAN
airlangga.ramadhon@pegadaian.co.id
162 Jl. Kramat Raya
Kel. Kenari, Kec. Senen
Kota Administrasi Jakarta Pusat
DKI Jakarta 10430
Indonesia
+62 857-8121-9878