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About this app

Kowaja is a financial platform, where we strive to provide responsible and compliant lending services tailored to your financial needs.

• Minimum and maximum period for repayment.

Minimum = 1 Year
Maximum = 10 Years

• Maximum Annual Percentage Rate (APR), which generally includes interest rate plus fees and other costs for a year, or similar other rate calculated consistently with local law.

Maximum Annual Percentage Rate (APR) = 13.8%

• A representative example of the total cost of the loan, including the principal and all applicable fees.

Approved financing of RM 10,000 for 1 year with percentage rate of 4.99%*
1) Principal financing amount: RM10,000
2) Total profit: RM499
3) Total amount of financing to be repaid: RM10,499
4) Total repayment months: 12 months
5) Estimated monthly payment: Approximately RM875

Refer to our privacy policy via this link: https://kowaja.com.my/privacy-policy-statement/
Updated on
Nov 26, 2023

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info, Messages, and Photos and videos
Data is encrypted in transit
You can request that data be deleted

What's new

Version 1.0.0 Release Notes (Android App)

We're excited to introduce the latest version of our app, packed with new features, enhancements, and bug fixes to improve your experience. Thank you for your continued support and feedback.

Best regards,
Kowaja Team