Perpetuity Capital
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About this app
The Perpetuity Capital App is owned and developed by Oracle Marketing Private Limited – a Non-Deposit taking systemically important Non-Banking Finance Company registered and regulated by the Reserve Bank of India.
The Perpetuity Capital App provides customers with simple, accessible and affordable financial services and products. Products available on the Perpetuity Capital App include Commercial Vehicle Loans, Personal Car Loans, Used Car Loans & 2-wheeler loans.
1. COMMERCIAL & PERSONAL VEHICLE LOAN
Personal & Commercial Vehicle loan Terms & Features
✅ Up to ₹10,00,000
✅ Interest rates: 9.99% to 25% per annum
✅ Tenure: 12 to 60 months
✅ Loan amount up to 90% of Ex-Showroom Price
✅ Instant money transfer to bank account or dealer account
✅ 100% digital process
✅ Flexible loan and EMI options
✅ Minimum household income*: ₹3,00,000
❌ No security deposit (collateral)
Example:
Loan Amount: ₹5,00,000
Tenure: 48 months
Interest Rate: 22% (on reducing principal balance interest calculation)
EMI: ₹15,753
Total Interest Payable: ₹15,753 x 48 months - ₹5,00,000 Principal = ₹256,146
Processing Fees (incl. GST): ₹11,800
Disbursed Amount: ₹5,00,000 - ₹11,800 = ₹4,88,200
Total Amount Payable: ₹15,753 x 48 months = ₹7,56,146
Total Cost of the Loan = Interest Amount + Processing Fees = ₹256,146 + ₹11,800 = ₹267,946
*Minimum household income is the aggregate income earned by you, your spouse and any of your unmarried children above the age of 18
2. 2-WHEELER LOANS
Get instant Approval on Bike & Scooter loan & features
✅ Amount: Up to ₹1,00,000 Instant Approval
✅ Interest Rate : Starting at 18% IRR
✅ Tenure: Up to 36 Months
✅ Loan amount up to 90% of On-road Price
✅ Instant loan offer
The Perpetuity Capital App provides customers with simple, accessible and affordable financial services and products. Products available on the Perpetuity Capital App include Commercial Vehicle Loans, Personal Car Loans, Used Car Loans & 2-wheeler loans.
1. COMMERCIAL & PERSONAL VEHICLE LOAN
Personal & Commercial Vehicle loan Terms & Features
✅ Up to ₹10,00,000
✅ Interest rates: 9.99% to 25% per annum
✅ Tenure: 12 to 60 months
✅ Loan amount up to 90% of Ex-Showroom Price
✅ Instant money transfer to bank account or dealer account
✅ 100% digital process
✅ Flexible loan and EMI options
✅ Minimum household income*: ₹3,00,000
❌ No security deposit (collateral)
Example:
Loan Amount: ₹5,00,000
Tenure: 48 months
Interest Rate: 22% (on reducing principal balance interest calculation)
EMI: ₹15,753
Total Interest Payable: ₹15,753 x 48 months - ₹5,00,000 Principal = ₹256,146
Processing Fees (incl. GST): ₹11,800
Disbursed Amount: ₹5,00,000 - ₹11,800 = ₹4,88,200
Total Amount Payable: ₹15,753 x 48 months = ₹7,56,146
Total Cost of the Loan = Interest Amount + Processing Fees = ₹256,146 + ₹11,800 = ₹267,946
*Minimum household income is the aggregate income earned by you, your spouse and any of your unmarried children above the age of 18
2. 2-WHEELER LOANS
Get instant Approval on Bike & Scooter loan & features
✅ Amount: Up to ₹1,00,000 Instant Approval
✅ Interest Rate : Starting at 18% IRR
✅ Tenure: Up to 36 Months
✅ Loan amount up to 90% of On-road Price
✅ Instant loan offer
Updated on
Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region and age The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Location, Personal info and 6 others
Data isn’t encrypted
You can request that data be deleted
What's new
1. Application for EV Management
2. Introducing CO2 emission calculator
3. Introducing Perpetuity Credit Score
4. Business loan
4. Introducing Buy Intellicar IOT device
5. Autofilling OTP