Personal Capital: Finance

4.3
17.2K reviews
500K+
Downloads
Content rating
Everyone
Screenshot image
Screenshot image
Screenshot image
Screenshot image

About this app

Monitor all your investments, retirement, and finances with the only portfolio tracker you’ll ever need.

The Personal Capital Investing and Finance App - this is the smart way to track and manage your personal finance. Now you can see all your accounts in one place—bank accounts, stocks, retirement funds, and your investments. Use our Retirement Planner tool or become an investment client to get access to our financial advisors. This is more than a portfolio tracker, this is professional-grade tech to help you take control of your finances.

"Best for Portfolio Management" for 2020 by Investopedia
"Best Financial App Award" for 2021 by Money Under 30
"Best App for Investors" by CNBC for 2021

START NOW FOR FREE
Join over 2.8 million people who use our free tools (as of 12/31/20).

MANAGE ALL YOUR ACCOUNTS IN ONE PLACE
With Personal Capital, you can see all of your accounts in one place. Manage your bank accounts, 401k, IRA, investments, stocks, and even debt, all on our dashboard.

INTERACTIVE CASH FLOW TOOLS
The Cash Flow graph allows you to see your total income and total expenses across all of your accounts, month over month.

TRACK YOUR INVESTMENTS
See how well your investments are performing – and how they could do even better – with the Investment Checkup tool. Compare your current portfolio allocation to the ideal target allocation designed to minimize risk and maximize returns to meet your financial goals.

PLAN FOR RETIREMENT
Build, manage, and forecast your retirement in one convenient place with your Retirement Planner.

PERSONAL CAPITAL CASH™ - one secure place for your cash
For additional information and to see full terms, visit personalcapital.com/cash.

PERSONAL CAPITAL FOR WEAR OS
Check how your portfolio is doing and view the top five gainers and losers at a glance from your Wear OS (formerly Android Wear).

WE DO NOT SELL YOUR PERSONAL INFORMATION
At Personal Capital, we keep your best interests in mind. This includes not selling your personal information. And if we share your information with third parties to help us deliver our services, we require that they don’t sell your personal information either. After all, nobody wants their contact information sold to telemarketers. Want to learn more about this? Please see our privacy policy at personalcapital.com/privacy-policy.

All visuals are illustrative only.

Featured individuals are paid spokespeople and not clients of PCAC and do not make any endorsements or recommendations about securities offerings or investment strategy.

* For more information about Personal Capital's advisory services, including fees and full disclosures, visit personalcapital.com/wealth-management. © 2023 Personal Capital Corporation, a wholly owned subsidiary of Empower Holdings, LLC. All rights reserved.
Updated on
Jan 23, 2023

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info, Financial info and 3 others
Data is encrypted in transit
You can request that data be deleted
4.3
17.2K reviews
Artem Frolov
January 11, 2023
Overall great! Budgeting and transactions are loading. The biggest problem I'm having is that the month is off by one. "This month" shows transactions for the previous one and "last month" from two months ago. Desktop version doesn't have this issue. Also, I would love the option to change categories of transactions while they're still pending.
4 people found this review helpful
Did you find this helpful?
Kenny Welsh
December 31, 2022
Pros: It is probably the best free app for tracking your net worth and I like the investment features (but they are a little basic and not customizable). It also seems to pull data in from most financial institutions, including smaller ones. Cons: the budgeting tool is one of the worst out there. It's not really a "budget" as it is a basic cash flow tracker. The app also does not support crypto even though they advertise that it does. *I have been using PC for about 4 years.
14 people found this review helpful
Did you find this helpful?
Arabinda Subudhi
November 18, 2022
Have been using the APP for over an year now. Have linked all my assets and liabilities. It is nice to have a view of the growth over time. Very user friendly. I have 2 feedback, which I shared over email many times. But no action so far. 1. Insurance, especially life insurance doesn't integrate. It should be able to fetch Face Value and Cash value 2. Please look at security of the app and servers closely.
15 people found this review helpful
Did you find this helpful?

What's new

Improved onboarding flow and bug fixes.