Kreddy - se ditt kreditbetyg

Lendo AB

In-app purchases

About this app

Keep track of your personal finances, always up-to-date, without hassle - See your UC credit rating and tips on how to improve it. Quick overview of your mortgages, private loans, credits and CSN loans in one place. The information is taken directly from UC and is updated daily. Without a credit report and completely free of charge.

Download the Kreddy app now and get started!

See your UC credit score - understand where you stand and what you can improve
Your credit score is retrieved directly from UC when you log in to Kreddy and is always up to date. Understand what your credit score means to you and get tips and advice on how to improve it. Compare your credit rating with the rest of Sweden. Credit information from UC is used by most banks and credit institutions and therefore gives you good insight into what the bank sees. Without a credit report and completely free of charge.

Full control of your loans and credits - Everything in one place, always updated
Your mortgages, private loans, CSN loans and credits are downloaded directly from UC when you log in to Kreddy, the information is updated daily. UC has Sweden's most complete credit register and captures most of your loans and credits. Without a credit report and completely free of charge.

Challenge expensive loans and credit costs - Collect your loans and credits
In the Kreddy app, you can challenge your loans and credit costs with an application for refinancing of loans and credits via Lendo. You also have the option of applying for new loans via Lendo. Lendo is Sweden's largest comparison service for private loans and gives you the opportunity to compare up to 40 different lenders with only one credit report from UC. Free of charge and non-binding.*

Better protect yourself against identity fraud
In Kreddy, you can choose to sign up for ID-Skydd from UC. ID protection is a service that protects your personal data and helps you if you have been the victim of ID theft. The service gives you, among other things, monitoring of events surrounding your identity in the app, such as credit information, and thus makes it easier for you to detect possible fraud attempts. It is an optional subscription service that is subscribed to via your AppleiTunes account.

Download the Kreddy app now and get started!

*Calculation example: Annuity loan 12 years. Effective annual interest rate 6.98%. A loan of SEK 200,000 then costs SEK 2,032/month (144 installments), i.e. a total of SEK 292,653. No take-off/flying fee. 6.77% nominal interest rate (variable interest rate, set individually based on your conditions). The application will be sent to the lenders who best match your profile, updated 2023-10-06.
Repayment period 1-15 years. The maximum interest rate is 33.75%. Interest range between: 4.70%-33.75%.

Ratings and reviews

It works as it should. No complains. Just that it would be better if one can know exactly that date when the credit rating will be updated. Recently the app has stopped working. Not sure what has happened. Probably a buggy update. I have tried restarting my phone and have also reinstalled the app but still doesn't work 😔 EDIT: After the update on 31st May, app has started working again!

Actually, I thought it was great until I used the Lendo service within the app. The loan was good. The app changed the credit score in a few days, but since then, it only displays the old loan that is paid off, and there is no new info. It's been 6 weeks now.

Useful app to track your credit score. Simple and effective interface. Wish they could add English language option as well. This would be helpful for a lot of expats in Sweden.

What’s new

We’ve made a big upgrade behind the scenes! In this release, we’ve overhauled our app’s architecture to remove legacy components and prepare Kreddy for the future. These changes will help us deliver new features faster and more reliably.

If you notice anything not working as expected, please don’t hesitate to reach out to us at [e-mail]
– we’re here to help.