Where did your money go this month? Pingwise answers that without making you type in every expense.
Whenever your banking app sends a balance-change notification, Pingwise reads it and records the transaction for you: money in, money out, what's left. No bank login, no account linking, no passwords shared with anyone.
🔒 PRIVATE BY DESIGN
• 100% on-device processing
• The app has NO internet permission — your data physically cannot leave your phone
• No ads, no tracking, no sign-up
• Only reads notifications from the banking apps you allow
✨ FEATURES
• Automatic ledger from bank notifications with signed amounts (+/−) — works with most banks
• Quick cash entry in plain words: "coffee 35k", "fuel 1.2m"
• Auto categories that learn from you after one correction
• Detects transfers between your own accounts so they don't count as spending
• Duplicate protection when banks resend notifications
• Weekly report with daily chart and week-over-week comparison
• Search without accents, or by amount
• Weekly summary every Sunday evening
• "Teach Pingwise": unusual bank format? Tap the amount once and the app learns it
💎 PINGWISE PRO — PAY ONCE, YOURS FOREVER
Free tracks 1 bank and the last 90 days. Pro unlocks unlimited banks, full history, monthly reports, spending by category and Excel export. No subscription.
Note: Pingwise needs Notification Access to read banking notifications. Some phones (Samsung, Xiaomi, Oppo…) also require allowing background activity — the app walks you through it.
Auto-logs expenses from bank alerts. 100% offline.