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About this app

About Borrowing Capital

Borrow Modal is an application for online business capital applications and employee loans. We help connect borrowers or people who need unsecured loan funds, to lenders or people who provide loans with an easy, safe and fast process.

Pinjam Modal or PT Finansial Integrasi Teknologi is a subsidiary of PT BFI Finance Indonesia, Tbk., one of the largest and oldest multi-finance companies in Indonesia. Borrowing Capital is licensed and supervised by the Financial Services Authority (OJK) with a letter of authorization: KEP - 20/D.05/2020, on 11 June 2020 Borrow Modal also has ISO 27001 certification in the field of financial aggregator services.

Capital Loan Services

πŸ’° Business Capital Loans for Online Business Owners

Fast liquid online money loans for online business actors who need additional business capital and to build and develop businesses.

Product Description:
- Tenor : 3, 6 and 12 months
- Loan Limit: 2 million - 10 million
- Minimum Period: 3 Months
- Interest 2%/Month or maximum APR 24%

Simulated online business capital loans without collateral
If you borrow IDR 10,000,000 with a tenor of 12 months and an interest of 2% per month, estimate the monthly installment is the 1st installment of IDR 1,106,000, the 2nd installment of IDR 1,106,000, and so on until 12th month. There is no discount at the start. What you ask for is what you will get.

Requirements Online Business Capital Loans:
- Have an online business on Instagram, Facebook, eCommerce, Grabfood or Gofood platforms
- Minimum age 21 years, Maximum 60 years.
- Document requirements: Photo of original ID card, Selfie with ID card, Proof of transaction.

πŸ‘· Employee Loans for Partner Companies

SPECIAL Loans for company employees who have collaborated with Borrow Modal.

Product Description:
- Tenor : 91 Days To 180 Days
- Loan Limit: 1 - 10 million
- Minimum Period: 91 Days
- Interest 1.5%/Month or maximum APR 18%

Minimum Requirements for Fast Liquid Online Money Loans:
β€’ Indonesian citizens
β€’ Have a steady income
β€’ Ages 21 - 55 years
β€’ Have a savings account in personal name as a means of transfer

How to Apply for a Loan?

1. List of Capital Loan Accounts
Register or Login easily using your Email.

2. Determine Loan Value and Tenor
Choose the value of your online money loan starting from 1 million Rupiah to 10 million Rupiah, a minimum tenor of 91 days to 180 days.

3. Fill in Personal Data
Complete a full profile to process your online money loan. Borrow Modal will keep and keep your personal data confidential.

4. Loan Decision
Through an integrated system, loan decisions in less than 2 hours. Once approved, the funds will be transferred to your payroll account.

5. Pay On Time
Installment payments through the payroll deduction system, this makes it easier for you to manage your finances.

Pinjammodal maintain the confidentiality of your data, we will not see contact numbers, SMS, photo albums and other privacy information. You can use the Borrow Modal application calmly and safely because Pinjam Modal has ISO 27001 certification in the field of financial aggregator services.

Contact our Customer Service at:
* Email: customer@pinjammodal.id
* Facebook: https://web.facebook.com/pinjammodalindonesia
* Instagram: https://www.instagram.com/pinjammodalid
* Operating Hours Monday-Friday 09:00-17:00

Official Address :
PT Financial Integration Technology
Foresta Business Loft 5 Number 11, Banten Province, Tangerang Regency, Pagedangan District, Lengkong Kulon Village.
Updated on
Nov 20, 2022

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
No data collected
Learn more about how developers declare collection
Data is encrypted in transit
You can request that data be deleted
32K reviews
aisyah tri umul fitroh
June 30, 2022
Bad application.. When I was verified, it's error. Until I was used second email, still error
10 people found this review helpful
loopy loops
December 2, 2022
Foto selfie ktp kok error??
November 9, 2022
very helpful and easy to use, good app!