Piramal Finance - Loans & More

Piramal Finance LTD

About this app

Apply for Instant Personal Loan | Check Free Credit Report | Eligibility & EMI Calculators.

The Piramal Capital & Housing Finance, herein referred to as “Piramal Finance” is a registered Housing Finance Company (HFC) with Reserve Bank of India (RBI).

Piramal Finance offers a variety of loans designed to your needs, including Home Loans, Business Loans, Instant Personal Loans, & Used Car Loans, find the right product to meet your needs by downloading our App. Effortlessly check your credit score for free, use our Eligibility & EMI calculators for financial planning, and access informative content to guide your decisions. You can also get the Fraud Shield Plan for just ₹499, providing coverage against Card & UPI Fraud, ID Replacement, and more, with protection up to ₹25,000.
✨Home Loan✨
Purchasing your new home is simpler than ever with a Piramal Finance Home Loan. Secure quick funding of up to ₹2 Crore, making your dream home a reality with ease.

Features of Home Loan
✅Loan Amount - ₹ 5 Lakh - ₹ 2 Crore
✅Loan Tenure – Up To 30 Years
✅Loan Interest Rates Starting At 9.50%* p.a.

Benefits of Home Loan
✅Tax benefits
✅Flexibility of Repayment
✅100% Digital Documentation
✅100% Secure Process

✨ Personal Loan ✨
You can avail Instant Personal Loan for various purposes such as Travel, Emergencies, Weddings, Debt Consolidation, and more at competitive interest rates.

Features of Personal Loan
✅Loan Amount - ₹ 25 Thousand - ₹ 5 Lakh
✅Repayment Tenure – Min: 9 Months to Max: 60 Months.
✅Loan Interest Rates Starting At 12.99%* p.a.
✅Minimum Monthly Salary - ₹ 25,000/-

Benefits of Personal Loan
✅Instant Disbursal
✅No Co-Signer / Guarantor
✅100% Digital Documentation
✅100% Secure Process

Instant Personal Loan Example:
● Loan Amount: ₹ 1,00,000
● Tenure: 12 Months
● Annualized Percentage Rate (APR): 17.29%
● Max. Annualized Percentage Rate: 33.99%
● Min. Annualized Percentage Rate: 14.49%
● Equivalent Monthly Interest Rate: 1.2%
● Processing Fee (PF): ₹ 1,500
● GST: Charges inclusive of GST
● Interest Rate: 14.49%
● Interest: ₹ 8,021
● EMI: ₹ 9,002
● Amount disbursed: ₹ 9,830
● Total repayment amount: ₹ 1,09,701

👉 Steps to Get an Instant Loan👈
1. Download the Piramal Finance App
2. Apply for the loan
3. Complete the basic digital documentation – ID proof and address Proof.
4. Select Loan Amount & Tenure
5. Provide work Information
6. Update Bank Details
7. Get the quick funds to your registered bank account

✨ Business Loan ✨
Starting your business is quick and hassle-free with a Piramal Finance Business Loan. Choose between secured or unsecured options and get the funding you need to grow your business.
Secured Business Loan Features
✅Loan Amount - Up To ₹ 2 Crore
✅Loan Tenure – Up To 15 years
✅Loan Interest Rates Starting At 11.50%* p.a.

Unsecured Business Loan Features
✅Loan Amount – Up To ₹ 20 Lakh
✅Loan Tenure – Up To 48 Months
✅Loan Interest Rates Starting At 16.49%* p.a.

Benefits of Business Loan
✅No Collateral
✅Instant Disbursal
✅100% Digital Documentation
✅100% Secure Process

✨Tools✨
With the Piramal Finance app, you can check your credit score for free, ensuring you stay on top of your credit health. Our app also features an EMI calculator and a Loan Eligibility Calculator, helping you plan your finances effectively.

Contact Us:
If you have any feedback, questions, or concerns, please 📧 e-mail us at [e-mail] or 📱call us at 1800-266-6444. You can also reach us on WhatsApp!
Please refer to Most Important Terms & Conditions (MITC) for additional information related to loans – https://www.piramalfinance.com/stakeholders/policies
*Terms and Conditions are subject to underwriting by Piramal Finance. For details, refer to the Piramal Finance Website – https://www.piramalfinance.com/

Ratings and reviews

The very worst loan lender I've ever dealt with. Please be careful before signing with this lender. At first, everything looks smooth, but later they keep adding extra charges and fees that were never explained clearly. A very costly mistake on my part. Even at emergency conditions , we cannot expect their help.

worst app. if we click on contact support, getting error like, error in loading page. they created app in such a way that no one should contact customer support and they don't provide proper support also. editing after getting reply from Piramal.they asked to call customer care number. yes, I called given number, still resolution not provided. what's next..need to call any other number? after that any other number

I had a very disappointing experience with their customer service. Despite making an advance payment, they refused to credit it, and they charged me for not registering E-NACH, even though it’s not mandatory. Additionally, they don’t offer foreclosure options. I strongly advise against choosing them—learn from my experience to avoid similar issues.