Piramal Finance - Loans & More

Piramal Finance LTD

About this app

Piramal Finance is a leading NBFC registered with the Reserve Bank of India (RBI).

Managing money should feel simple, clear, and in your control. The Piramal Finance app helps you discover the right loan, understand what you’re eligible for, and plan your repayments comfortably so you can move ahead with confidence.

Through the app, you can explore a wide range of loan products, including Home Loans, Business Loans, Instant Personal Loans, and Used Car Loans. All are designed to meet different needs at different stages of life.

You can also check your credit score for free, calculate EMIs, use loan eligibility tools, and access helpful content that supports better financial decisions.

Download the Piramal Finance app and make every financial step easier.

WHAT YOU CAN DO ON THE APP?

• Apply for loans digitally with minimal documentation
• Check your credit score for free
• Use EMI and loan eligibility calculators
• Access helpful information to make informed financial decisions
• Track your loan journey securely

HOME LOANS

Buying your home doesn’t have to feel complicated. With a Piramal Finance Home Loan, you can move closer to your dream with confidence.

Key Features
• Loan amount: Rs. 5 Lakh – Rs. 2 Crore
• Loan tenor: Up to 30 years
• Interest rates starting at 9.50%* p.a.

Benefits
• Tax benefits as per applicable laws
• Flexible repayment options
• 100% digital documentation
• Secure and transparent process

INSTANT PERSONAL LOANS

Meet life’s needs, big or small, with quick and reliable personal loans. Use it for travel, medical emergencies, weddings, debt consolidation, and more.

Key Features
• Loan amount: Rs. 25,000 – Rs. 5 Lakh
• Loan tenor: Up to 60 months
• Interest rates starting at 12.99%* p.a.
• Minimum monthly salary: Rs. 25,000

Benefits
• Quick disbursal
• No co-signer or guarantor required
• Fully digital process
• Secure application journey

Instant Personal Loan Example

• Loan Amount: Rs. 1,00,000
• Tenor: 12 months
• Interest Rate: 14.49% p.a.
• APR: 17.29%
• Minimum APR: 14.49%
• Maximum APR: 33.99%
• Monthly interest rate: 1.2%
• Processing fee: Rs. 1,500 (inclusive of GST)
• EMI: Rs. 9,002
• Total interest payable: Rs. 8,021
• Total repayment amount: Rs. 1,09,701

Loan terms are subject to underwriting and eligibility.

HOW TO GET AN INSTANT LOAN?

Download the Piramal Finance App

Apply for your chosen loan

Upload basic digital documents (ID and address proof)

Select loan amount and tenor

Share work and income details

Update bank account information

Receive funds in your registered bank account

BUSINESS LOANS

Get the financial support you need to start, manage, or grow your business with Piramal Finance Business Loans.

Secured Business Loan:
• Loan amount: Up to Rs. 2 Crore
• Loan tenor: Up to 15 years
• Interest rates starting at 11.50%* p.a.

Unsecured Business Loan:
• Loan amount: Up to Rs. 20 Lakh
• Loan tenor: Up to 48 months
• Interest rates starting at 16.49%* p.a.

Benefits
• No collateral for unsecured loans
• Quick disbursal
• Digital documentation
• Secure process

SMART FINANCIAL TOOLS

Plan better and stay informed with easy-to-use tools:
• Free credit score check
• EMI calculator
• Loan eligibility calculator

These tools help you understand your finances before you make a decision.

CONTACT US

If you have any questions, feedback, or need assistance, we’re here to help.

📧 Email: [e-mail]
📞 Call us at: 1800-266-6444
💬 You can also connect with us on WhatsApp @ [phone]

IMPORTANT INFORMATION

Please refer to the Most Important Terms & Conditions (MITC) for loan-related details:
https://www.piramalfinance.com/stakeholders/policies

Terms and conditions are subject to underwriting by Piramal Finance. For complete details, visit https://www.piramalfinance.com

Ratings and reviews

worst company. They promised zero foreclosure at any point of time . But now they are saying they cannot do it . Even foreclosure options are not available in the app . Different executives say different things . They are running a finance company or marketing company to cheat customers, they only know . It's a request to resolve the issue at earliest without any more misguiding way .

A1 fraud app ,it won't be on time status but delays the process,u even don't know whether payment is done successfully or fail until you get call and they say amount not received,and results u have to pay manually with extra charges .but in app it does not show either dues or transaction failed or return/refund or cheque bounce. it's always not on time app ,and cannot connect to the customer service number so easily so this is another trap or cheat . finally you end up in paying extra chargers.

There is no 0 star option, otherwise I would have given 0.One of the most frustrating finance company I have ever dealt with. Poor customer support, lack of transparency, and extremely slow issue resolution. Getting clear answers was nearly impossible, and every interaction felt like a waste of time. The experience caused unnecessary stress and inconvenience. Based on my experience, I would not recommend Piramal Finance...