Piramal Finance - Loans & More

Piramal Capital & Housing Finance Limited

About this app

Apply for Instant Personal Loan | Check Free Credit Report | Eligibility & EMI Calculators.

The Piramal Capital & Housing Finance, herein referred to as “Piramal Finance” is a registered Housing Finance Company (HFC) with Reserve Bank of India (RBI).

Piramal Finance offers a variety of loans designed to your needs, including Home Loans, Business Loans, Instant Personal Loans, & Used Car Loans, find the right product to meet your needs by downloading our App. Effortlessly check your credit score for free, use our Eligibility & EMI calculators for financial planning, and access informative content to guide your decisions.

✨Home Loan✨
Purchasing your new home is simpler than ever with a Piramal Finance Home Loan. Secure quick funding of up to ₹2 Crore, making your dream home a reality with ease.

Features of Home Loan
✅Loan Amount - ₹ 5 Lakh - ₹ 2 Crore
✅Loan Tenure – Up To 30 Years
✅Loan Interest Rates Starting At 9.50%* p.a.

Benefits of Home Loan
✅Tax benefits
✅Flexibility of Repayment
✅100% Digital Documentation
✅100% Secure Process

✨ Personal Loan ✨
You can avail Instant Personal Loan for various purposes such as Travel, Emergencies, Weddings, Debt Consolidation, and more at competitive interest rates.

Features of Personal Loan
✅Loan Amount - ₹ 25 Thousand - ₹ 5 Lakh
✅Loan Tenure Up To 60 Months
✅Loan Interest Rates Starting At 12.99%* p.a.
✅Minimum Monthly Salary - ₹ 25,000/-

Benefits of Personal Loan
✅Instant Disbursal
✅No Co-Signer / Guarantor
✅100% Digital Documentation
✅100% Secure Process

Instant Personal Loan Example:
 Loan Amount: ₹ 1,00,000
 Tenure: 12 Months
 Annualized Percentage Rate (APR): 17.29%
 Max. Annualized Percentage Rate: 33.99%
 Min. Annualized Percentage Rate: 14.49%
 Equivalent Monthly Interest Rate: 1.2%
 Processing Fee (PF): ₹ 1,500
 GST: Charges inclusive of GST
 Interest Rate: 14.49%
 Interest: ₹ 8,021
 EMI: ₹ 9,002
 Amount disbursed: ₹ 9,830
 Total repayment amount: ₹ 1,09,701

👉 Steps to Get an Instant Loan👈
1. Download the Piramal Finance App
2. Apply for the loan
3. Complete the basic digital documentation – ID proof and address Proof.
4. Select Loan Amount & Tenure
5. Provide work Information
6. Update Bank Details
7. Get the quick funds to your registered bank account

✨ Business Loan ✨
Starting your business is quick and hassle-free with a Piramal Finance Business Loan. Choose between secured or unsecured options and get the funding you need to grow your business.
Secured Business Loan Features
✅Loan Amount - Up To ₹ 2 Crore
✅Loan Tenure – Up To 15 years
✅Loan Interest Rates Starting At 11.50%* p.a.

Unsecured Business Loan Features
✅Loan Amount – Up To ₹ 20 Lakh
✅Loan Tenure – Up To 48 Months
✅Loan Interest Rates Starting At 16.49%* p.a.

Benefits of Business Loan
✅No Collateral
✅Instant Disbursal
✅100% Digital Documentation
✅100% Secure Process

✨Tools✨
With the Piramal Finance app, you can check your credit score for free, ensuring you stay on top of your credit health. Our app also features an EMI calculator and a Loan Eligibility Calculator, helping you plan your finances effectively.

Contact Us:
If you have any feedback, questions, or concerns, please 📧 e-mail us at [e-mail] or 📱call us at 1800-266-6444. You can also reach us on WhatsApp!
Please refer to Most Important Terms & Conditions (MITC) for additional information related to loans – https://www.piramalfinance.com/stakeholders/policies
*Terms and Conditions are subject to underwriting by Piramal Finance. For details, refer to the Piramal Finance Website – https://www.piramalfinance.com/