Piramal Finance - Loans & More

Piramal Finance LTD

About this app

Piramal Finance is a leading NBFC registered with the Reserve Bank of India (RBI).

Managing money should feel simple, clear, and in your control. The Piramal Finance app helps you discover the right loan, understand what you’re eligible for, and plan your repayments comfortably so you can move ahead with confidence.

Through the app, you can explore a wide range of loan products, including Home Loans, Business Loans, Instant Personal Loans, and Used Car Loans. All are designed to meet different needs at different stages of life.

You can also check your credit score for free, calculate EMIs, use loan eligibility tools, and access helpful content that supports better financial decisions.

Download the Piramal Finance app and make every financial step easier.

WHAT YOU CAN DO ON THE APP?

• Apply for loans digitally with minimal documentation
• Check your credit score for free
• Use EMI and loan eligibility calculators
• Access helpful information to make informed financial decisions
• Track your loan journey securely

HOME LOANS

Buying your home doesn’t have to feel complicated. With a Piramal Finance Home Loan, you can move closer to your dream with confidence.

Key Features
• Loan amount: Rs. 5 Lakh – Rs. 2 Crore
• Loan tenor: Up to 30 years
• Interest rates starting at 9.50%* p.a.

Benefits
• Tax benefits as per applicable laws
• Flexible repayment options
• 100% digital documentation
• Secure and transparent process

INSTANT PERSONAL LOANS

Meet life’s needs, big or small, with quick and reliable personal loans. Use it for travel, medical emergencies, weddings, debt consolidation, and more.

Key Features
• Loan amount: Rs. 25,000 – Rs. 5 Lakh
• Loan tenor: Up to 60 months
• Interest rates starting at 12.99%* p.a.
• Minimum monthly salary: Rs. 25,000

Benefits
• Quick disbursal
• No co-signer or guarantor required
• Fully digital process
• Secure application journey

Instant Personal Loan Example

• Loan Amount: Rs. 1,00,000
• Tenor: 12 months
• Interest Rate: 14.49% p.a.
• APR: 17.29%
• Minimum APR: 14.49%
• Maximum APR: 33.99%
• Monthly interest rate: 1.2%
• Processing fee: Rs. 1,500 (inclusive of GST)
• EMI: Rs. 9,002
• Total interest payable: Rs. 8,021
• Total repayment amount: Rs. 1,09,701

Loan terms are subject to underwriting and eligibility.

HOW TO GET AN INSTANT LOAN?

Download the Piramal Finance App

Apply for your chosen loan

Upload basic digital documents (ID and address proof)

Select loan amount and tenor

Share work and income details

Update bank account information

Receive funds in your registered bank account

BUSINESS LOANS

Get the financial support you need to start, manage, or grow your business with Piramal Finance Business Loans.

Secured Business Loan:
• Loan amount: Up to Rs. 2 Crore
• Loan tenor: Up to 15 years
• Interest rates starting at 11.50%* p.a.

Unsecured Business Loan:
• Loan amount: Up to Rs. 20 Lakh
• Loan tenor: Up to 48 months
• Interest rates starting at 16.49%* p.a.

Benefits
• No collateral for unsecured loans
• Quick disbursal
• Digital documentation
• Secure process

SMART FINANCIAL TOOLS

Plan better and stay informed with easy-to-use tools:
• Free credit score check
• EMI calculator
• Loan eligibility calculator

These tools help you understand your finances before you make a decision.

CONTACT US

If you have any questions, feedback, or need assistance, we’re here to help.

📧 Email: [e-mail]
📞 Call us at: 1800-266-6444
💬 You can also connect with us on WhatsApp @ [phone]

IMPORTANT INFORMATION

Please refer to the Most Important Terms & Conditions (MITC) for loan-related details:
https://www.piramalfinance.com/stakeholders/policies

Terms and conditions are subject to underwriting by Piramal Finance. For complete details, visit https://www.piramalfinance.com

Ratings and reviews

fully scammer all executive. all are scammer Very disappointing experience with Primal Finance. I was informed by Neha Kale that my processing fee would be refunded. However, when I contacted customer support, I was told that the processing fee would not be refunded. It is extremely frustrating to receive completely different information from different representatives of the same company. Making a commitment to a customer and then denying it later is unacceptable. The customer support team also

worst application I have ever used. they charge such big fees for late payment. I don't recommend this application for loan. I had to pay double of my emi as charges when I failed to pay one month. same month I failed to pay emi of L&T finance, but they just charged mi nominal late fee. But piramal finance charged double of my emi amount. That's ridiculous. I am disappointed. I just want to file a complaint to RBI against this piramal finance. could anyone help me in this matter.

absolutely terrible terms of service. I had only 30 rupees short in my NACH auto debit account . i didn't even miss the date yet I was charged 750 rupees as penalty. I have been associated with the service for 3 years now. never missed any payments. Never coming back to do business with Piramal ever again