Ready365

PJM Apps

About this app

Track bills and plan ahead without giving Ready365 access to your bank.

Ready365 is a private, offline money-planning app. It uses the balance, income, bills and spending you enter to help you understand what may happen to your money next.

One-off purchase. No subscriptions. No bank connection.

SEE WHAT’S COMING

Your current bank balance doesn’t always tell the whole story. Bills and other payments due soon can make today’s balance look more comfortable than it really is.

Ready365 creates a simple Money Timeline using the information you record. It shows how upcoming events are expected to affect your balance.

Quickly see:

• Your current balance
• Which bill is due next
• Upcoming bills and expected payments
• Your estimated balance after upcoming bills
• Whether your estimated balance may fall below zero
• What you may have available to spend

CHECK BEFORE YOU BUY

Thinking about making a purchase?

Use Before You Buy to enter the amount and the date you plan to make the purchase. Ready365 shows how it could affect your estimated future balance using the information you have already recorded.

Checking a purchase does not change your saved information.

STAY ONE STEP AHEAD

Ready365 can show the first upcoming bill or expense expected to take your estimated balance below zero. This gives you time to understand what is coming and consider your options before the payment reaches your bank account.

STAY ORGANISED

• Record everyday spending
• Add and manage regular bills
• Mark bills as paid
• Update your current balance
• Set your income schedule
• Receive optional reminders for upcoming bills
• Review your Money Timeline

PRIVATE BY DESIGN

Your financial information belongs to you.

Ready365 is designed for people who want to plan their money without linking a bank account or storing their financial information in an online service.

• No bank connection required
• No online banking details required
• Works completely offline
• Financial information stays on your device
• Optional device authentication
• No subscriptions or recurring fees
• Supports multiple currencies
• Supports multiple languages

BUILT FOR EVERYDAY LIFE

Ready365 isn’t trying to replace your bank or become another complicated budgeting system.

It helps you understand where your money may be heading before you spend it.

Whether you’re buying groceries, paying household bills or considering a larger purchase, Ready365 gives you a clearer view of what is coming.

Know what’s coming.
Know where you stand.
Know you’re financially ready.

IMPORTANT

Ready365 provides estimates based solely on the information you enter. Estimates may change when information is incomplete or circumstances change.

Ready365 does not provide financial advice or banking services, and it does not guarantee future balances.

What’s new

Initial production release of Ready365.