OjaCircle

OjaCore

In-app purchases

About this app

OjaCircle is a secure digital savings circle and wallet platform designed to help people save consistently, support one another, and grow financially through structured, transparent group contributions.

HOW IT WORKS
Create or join a savings circle with people you trust. Each member contributes a fixed amount on a regular schedule. Each round, one member receives the full pot. Everyone saves, everyone benefits.

KEY FEATURES
• Create and join digital savings circles
• Track contributions and payouts in real time
• Secure in-app wallet with transaction history
• Earn platform rewards for consistent participation
• Transparent contribution and payout records
• Trust scores that grow with your savings history
• Built-in safeguards for secure money management
• Biometric authentication for added security

SUBSCRIPTION PLANS
• Basic (Free) — Up to 3 active circles, 1x rewards
• Premium — Up to 10 circles, 1.5x rewards, giving circles
• Pro — Unlimited circles, 2x rewards, priority support, full analytics

WHY OJACIRCLE
Saving together builds discipline, accountability, and trust. OjaCircle combines the power of community savings with modern financial technology to give you a safe, transparent, and rewarding way to build wealth together. No middlemen, no paperwork — just trusted savings with the people you know.

Start saving smarter today. Download OjaCircle and create your first circle.

What’s new

Convert between your currencies right in your wallet — live rate locked for 90 seconds, no conversion fee.
Circle invite links now work for everyone: friends can view your circle, install, and join automatically.
A new Payments Due section on Home shows what you owe across circles. Tap any member to see their track record.
Circle completions now notify and celebrate every member. Save your card for one-tap deposits. Plus polish and fixes throughout.