2.29K reviews
Content rating
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About this app

The VIABUY account with prepaid Mastercard card is an independent alternative to traditional bank accounts with debit or credit card. Join more than one million happy customers and take full control over your funds and financial data.

Opening your VIABUY account is fast and easy. Simply enter your data, verify your mobile phone number and your card will be personalised and shipped the next business day.

•No bank account required, no credit check
•No proof of income, no salary slips
•Online verification with nearly 100% acceptance rate for EU residents
•Premium card design with no difference to conventional credit cards

Whether you are looking for an alternative to a traditional bank account or credit card, want to safeguard your personal bank details with a separate payment card, or just aim for managing personal budgets – VIABUY comes with a lot of benefits and uses:

•Manage your finances without hassle and without borders.
•Shop online and pay worldwide at over 40 million merchants accepting Mastercard – always monitoring your spending with our instant notifications.
•Manage your money on the go using secure in-app data access with authentication via password or fingerprint.
•Load your account via domestic/SEPA bank transfer or choose one of many alternative payment methods incl. instant loading options.
•Load and pay 100% secure – we’ve got you covered with zero liability in case of card fraud.
•Use VIABUY as a fully-functional account for receiving your salary, with an account-specific IBAN for SEPA transfers.
•Minimise the risk of losing cash while traveling or studying abroad by loading the VIABUY account safely and securely from the app.
•Plan your travel budget in advance and take advantage of favorable exchange rates and secure online bookings.
•Play online games and pay discreetly, assured in the knowledge that you are protected from abuse.
•Stop worrying about overspending, credit fees or debt culture – your prepaid account comes without any form of loan or credit.
•Send money from VIABUY account to VIABUY account in real-time and for free.
•In case of any questions our email and phone support service is available, in addition to our customer self-service.

Download your VIABUY app today and make sure to keep your personal finances at your own fingertips.

Who we are

VIABUY, a brand of Crosscard S.A., is one of Europe's most popular consumer prepaid card solutions. As a fast-growing European fintech, Crosscard offers innovative e-money and payment card solutions for customers and businesses. With an e-money account including assigned IBAN for incoming and outgoing bank transfers, online banking features and an acceptance rate of nearly 100% for EU residents, VIABUY is not only a well-established prepaid card solution but a real bank account and credit card alternative for unbanked people and consumers with bad credit history, too.

© Dock Financial S.A. All rights reserved. Dock Financial S.A., 110, route d'Arlon, L-1150 Luxembourg, Luxembourg. Dock Financial S.A. is authorised for the issuing of electronic money by the Commission de Surveillance du Secteur Financier (CSSF), Luxembourg (B215831). VIABUY® is a registered trademark of Dock Financial S.A. VIABUY Mastercard prepaid credit cards are issued by Dock Financial S.A. pursuant to license by Mastercard International Incorporated. Mastercard® and the Mastercard symbol are registered trademarks of Mastercard International Incorporated.
Updated on
Nov 14, 2023

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
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No data collected
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Ratings and reviews

2.21K reviews
Geo Ada
July 14, 2022
Horrible. I tried to activate my new card and the app won't accept my phone number. I don't know for what reason. Ok. Now I activated my card on a browser without any problems!. And the app works perfectly! And now as soon I put some money on my card, the app won't let me log in. It keeps saying "this session has expired please relog". Even when I shut it down and load it again,it keeps saying the same thing. So strike out previous comment, it's function is far from perfect.
10 people found this review helpful
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Dock Financial
July 15, 2022
Hi. Probably you have your registered email pending for verification. Please login using a browser and complete the process. If you find limitations, reach out out customer support team (https://service.viabuy.com/hc/en/requests/new) and they will help you with this process. Regards, VIABUY
Nafees Ahmed
June 12, 2024
Many times app login doesn't work properly. Some payments were not going through which is the primary use of the card. All of a sudden viabuy sends email of Account termination without giving any valid reason for termination. Not reliable at all.
1 person found this review helpful
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Jessica Galvez
February 18, 2024
Not even deserve 1 star. I really need to pay the 100 plus euros even if I dont want it anymore I really need to pay the card and I did it because I am afraid that my depth will get higher but as soon as I paid it I cannot even activate my card. My question is "VIABUY WHY ARE YOU GUYS MAKING IT HARD FOR US WHEN YOU CAN MAKE IT SIMPLE? WE PAY ANYWAY) can you please make it easy, or else I want my money back because this is useless.
2 people found this review helpful
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Dock Financial
February 19, 2024
Hi Jessica! Thank you for your review. We always aim to deliver a great service and would like to discuss your experience in more detail. Please contact us via email at service@viabuy.com.