Prestafiel: préstamo sin buró

prestafielmx

About this app

When you need to organize your expenses, Prestafiel offers you an easy way to apply for a personal loan from your cell phone. You can start your application online, review the loan information, and see the applicable costs before accepting.

Each application undergoes identity verification, risk analysis, and a repayment capacity review. Approval is not automatic and depends on the results of the corresponding evaluation.

Before applying, you can see:
- The available loan amount.

- The applicable repayment term.

- The daily interest rate.

- The corresponding fee.

- The total estimated amount to be repaid.

- The available customer service channels.

Loan Information:
Available Amount: $500 - $30,000 MXN.
Repayment Term: 91 to 180 days.
Daily Interest Rate: 0.01% - 0.1%.
Annual Percentage Rate (APR): 3.65% - 36.5%.

Commission: 5% - 35% of the loan amount.

VAT: 16% on applicable charges.

Representative example:
For a loan of MXN $20,000 for 180 days, with a daily interest rate of 0.1% and a commission of 8%:

Interest payable: MXN $20,000 x 0.1% x 180 = MXN $3,600.
Commission: MXN $20,000 x 8% = MXN $1,600.
VAT on the commission: MXN $1,600 x 16% = MXN $256.

Total amount payable: MXN $20,000 + MXN $3,600 + MXN $1,600 + MXN $256 = MXN $25,456.

Approximate monthly payment: MXN $25,456 / 6 = MXN $4,242.67.

Why use Prestafiel?

- You can review the loan information before accepting.

- The application is submitted from your mobile phone.

- No upfront payments are required to submit the application.

- The process includes identity verification and responsible review.

- Your data is handled in accordance with our Privacy Policy.

- You can contact our support team during business hours.

Application Requirements:
- Be over 18 years of age.

- Be a Mexican citizen and reside in Mexico.

- Have an active bank account in your name.

- Have a valid official ID (INE/IFE).

- Provide truthful information and complete the verification requested in the app.

How does it work?

1. Download Prestafiel.

2. Register your information and complete your application.

3. Review the loan information and costs.

4. Complete the identity verification.

5. Prestafiel evaluates your risk profile and repayment capacity. 6. If your application is approved, the loan will be deposited into your registered bank account.

Prestafiel may share your credit information with credit reporting agencies, in accordance with applicable law and with the corresponding authorizations.

Contact us:
- Operated by: Finmex Digital, S.A. de C.V.

- Phone: [phone]
- Email: [e-mail]
- Address: Calle Montes Urales 424, Lomas - Virreyes, Lomas de Chapultepec V Sección, Miguel Hidalgo, 11000 Mexico City, CDMX
- Hours: Monday to Saturday, 9:00 AM to 6:00 PM

- Privacy Policy: https://www.prestafiel.com/user/privacy