PrestaApp

GENESIS COMPANY

About this app

PrestaApp is the app from Genesis Company S.A.S. for applying for and tracking your personal loan from your cell phone in Argentina.

WHAT YOU CAN DO
• Simulate before applying: choose the loan amount and see the weekly installments, the total amount to repay, and the due dates.

• Apply for your loan from your cell phone: verify your identity with a photo of your ID and a selfie, upload your address and proof of income.

• Track your application step by step: always know what stage it's at.

• View your active loan: how much is left, which installment is due, and the payment transfer details.

• Check your payment history.

HOW IT WORKS
1. Simulate and choose your plan: loan amount and weekly installments, no surprises.

2. Visit and sign: an agent verifies your address.

3. Receive the transfer and start your payment plan.

TERMS AND CONDITIONS
Repayment term: 63 days (9 weekly installments). This is the minimum and maximum term.
Direct interest rate on the principal, for the entire term: from 30% to 40% depending on the product.
Equivalent Annual Nominal Rate (ANR): from 173.81% to 231.75% (365-day basis).
Total Financial Cost (TFC): equal to the ANR. PrestaApp does not charge origination fees, administrative expenses, or insurance.
Late payment penalty interest: from 0.5% to 1% per day on the outstanding balance.

Representative example: a loan of $50,000 with 9 weekly installments of $7,778 (the last installment being $7,776). Total amount to be repaid: $70,000. Total interest: $20,000. Direct rate 40%, Annual Nominal Rate (TNA) 231.75%, Total Financial Cost (CFT) 231.75%.

Available amounts: from $50,000 to $500,000, depending on credit evaluation.

Lender: Genesis Company S.A.S. — Tax ID (CUIT) 30-71828356-2
Address: 9 de Julio 653, Corrientes Capital, Argentina.

Inquiries: [e-mail]
Privacy Policy: https://app.prestaapp.space/privacidad
Account Deletion: https://app.prestaapp.space/eliminar-cuenta

Loan approval is subject to credit evaluation. PrestaApp operates only in Argentina. The app does not process payments or hold funds.

What’s new

Mejoras internas y correcciones para que la app ande mas rapido y estable. Seguimos puliendo el pedido de prestamo y la verificacion de identidad.