PRICPHMA's official app is designed to provide its members with secure, transparent, and efficient access to financial services and institutional benefits.
Through this app, members can easily and quickly view, apply for, and manage their financial products from anywhere.
Main features:
• Check account statements.
• Apply for loans.
• Use the loan calculator.
• Review installments and payments.
• View member benefits.
• Access institutional information.
Important information about loans:
• Financial services are available exclusively to active PRICPHMA members.
• Minimum repayment term: 1 month.
• Maximum repayment term: 48 months.
• Maximum Annual Percentage Rate (APR): 18% per year.
• The specific terms of each loan are clearly displayed before loan approval.
• Loan approval is subject to compliance with current institutional requirements and regulations.
Representative Example:
For a loan of HNL 100,000 with an annual percentage rate (APR) of 18% and a term of 48 months:
• Approximate monthly payment: HNL 2,938.
• Approximate total interest: HNL 41,024.
• Total cost of credit: HNL 141,024.
The above values are for illustrative purposes only. Actual terms depend on the member's profile, repayment capacity, loan amount, and current institutional regulations.
Payments can be made through authorized deductions or other mechanisms established by PRICPHMA.
Responsible Entity:
PRICPHMA – A legally constituted teachers' organization in Honduras, dedicated to providing pension, financial, and welfare services to its members.
For more information, please visit our official channels or contact our offices.