PPSB E-Loan
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About this app
PPSB E-Loan is the official borrower app for Proficient Premium Sdn Bhd, a licensed money lender (PPW) regulated under the Ministry of Housing and Local Government (KPKT), Malaysia. Apply for personal financing, sign your loan agreement digitally, and manage repayments from your phone.
LOAN TERMS & DISCLOSURES
Licensed lender: Proficient Premium Sdn Bhd
KPKT license no.: WL5127/10/01-11/030826
SSM registration: 200301015650 (618070-W)
Registered address: B-21-1, Level 21, Tower B, Northpoint Mid Valley City, No. 1, Medan Syed Putra Utara, 59200 Kuala Lumpur, Wilayah Persekutuan, Malaysia
Privacy policy: https://ppsb-eloan.com.my/legal/privacy-policy
Minimum repayment period: 6 months
Maximum repayment period: 24 months
Loans are not repayable in full within 60 days.
Maximum APR: 18% p.a. (flat rate on principal for the full term, before fees)
Representative example (illustrative only — not a loan offer):
• Principal: RM 10,000
• Term: 12 months
• Interest rate: 18% p.a. flat
• Total interest: RM 10,000 × 18% × (12 ÷ 12) = RM 1,800
• Total amount repayable (principal + interest): RM 11,800
• Monthly instalment: RM 11,800 ÷ 12 = RM 983.33
Final terms, fees (e.g. legal fee 1%, stamping fee RM 150), and schedule appear in your Loan Agreement after approval.
WHAT YOU CAN DO
• Apply for personal loans online (RM 1,000 – RM 50,000)
• Upload documents securely and track application status
• Sign loan agreements digitally (where enabled)
• View repayment schedules, make payments, and track balance
• Attestation meetings and borrower notifications
• Manage your profile and account security
ELIGIBILITY & RISK
Borrowing involves financial commitment. Only borrow what you can repay. Approval is subject to lender assessment, documentation, and applicable law. Terms match products configured by the licensed lender and may change; always refer to your executed Loan Agreement.
SUPPORT
Email: admin@proficientpremium.com
Phone: 03 9770 2200
Web: https://ppsb-eloan.com.my
LOAN TERMS & DISCLOSURES
Licensed lender: Proficient Premium Sdn Bhd
KPKT license no.: WL5127/10/01-11/030826
SSM registration: 200301015650 (618070-W)
Registered address: B-21-1, Level 21, Tower B, Northpoint Mid Valley City, No. 1, Medan Syed Putra Utara, 59200 Kuala Lumpur, Wilayah Persekutuan, Malaysia
Privacy policy: https://ppsb-eloan.com.my/legal/privacy-policy
Minimum repayment period: 6 months
Maximum repayment period: 24 months
Loans are not repayable in full within 60 days.
Maximum APR: 18% p.a. (flat rate on principal for the full term, before fees)
Representative example (illustrative only — not a loan offer):
• Principal: RM 10,000
• Term: 12 months
• Interest rate: 18% p.a. flat
• Total interest: RM 10,000 × 18% × (12 ÷ 12) = RM 1,800
• Total amount repayable (principal + interest): RM 11,800
• Monthly instalment: RM 11,800 ÷ 12 = RM 983.33
Final terms, fees (e.g. legal fee 1%, stamping fee RM 150), and schedule appear in your Loan Agreement after approval.
WHAT YOU CAN DO
• Apply for personal loans online (RM 1,000 – RM 50,000)
• Upload documents securely and track application status
• Sign loan agreements digitally (where enabled)
• View repayment schedules, make payments, and track balance
• Attestation meetings and borrower notifications
• Manage your profile and account security
ELIGIBILITY & RISK
Borrowing involves financial commitment. Only borrow what you can repay. Approval is subject to lender assessment, documentation, and applicable law. Terms match products configured by the licensed lender and may change; always refer to your executed Loan Agreement.
SUPPORT
Email: admin@proficientpremium.com
Phone: 03 9770 2200
Web: https://ppsb-eloan.com.my
Updated on
Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info and Financial info
Data is encrypted in transit
You can request that data be deleted
What’s new
Bug fixes and general app improvements.
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About the developer
PROFICIENT PREMIUM SDN. BHD.
hello@ppsb-eloan.com.my
B-21-1 Level 21 Tower B Northpoint Mid Valley City
No. 1 Medan Syed Putra Utara
59200 Kuala Lumpur
Malaysia
+60 12-491 4919