50 30 20 & Jar money manager

Mugs

About this app

In the era of bank accounts and credit cards, it's really hard to manage our money.

Mugs app will change your habit of managing money and help you grow rich. Mugs app is based on the jar (bucket) money management system.

You can use the Mugs app for

1. Money management
2. Wealth management
3. Income management
4. Budget planning

What is jar money management?

If you have a very complicated management system, you’re not going to use it.

Jar money management is a very simple and effective system to manage your money. And if you want to learn how to manage your money properly, you should start using it.

The idea is to simply divide your income into jars or buckets. Each jar has its own purpose and you can set how much percentage of your income will go in each jar.

For example, the mugs app provides you following jars. You can also configure your own jars.

1. Needs
Keep a portion of your income for necessities, like bills, rent, food etc.

2. Savings
Save a portion of your income for future events, such as marriage, medical, or any other emergency.

3. Investment
Keep a portion of income for Investment, like stocks, property, gold etc. It will help you grow rich faster.

4. Fun
Keep a portion of your income for fun, like vacation, movie, shopping etc. It will bring joy and encourage you to earn even more.

More

This app itself configures jars according to your income. You can also configure jars as per your needs and lifestyle.

We have also given a page to track your investments and debts. So that you can visualize all your money in one place. When you can visualize all your money in one place, it gives you better control over your money.

Plan your budget with Mugs

You can use Mugs to plan your budget.

For example, if you want to save to buy a car. You can create a jar for it. And every time you earn, some percentage of income will go into this jar. Similarly, you can create multiple jars for marriage, house, child’s education, vacation etc.

This way you can manage your budget on a very micro level. And this is super easy to do with the Mugs app. You are going to love it.

Want to know more?

We highly recommend you to watch this awesome video to understand Jar (bucket) Money Management in detail. https://www.youtube.com/watch?v=K7uhGjsy5d8

This idea of managing wealth also have the following names

1. Jar money management
2. 6 jars money management
3. Bucket money management
4. 50 30 20 rule of money management
5. 50 30 20 budget rule

Download now

Don’t forget to download and reach out to us at [e-mail] in case of any questions. We will add more features to your request, so please provide us feedback or suggestion.

Mugs app is completely free and without any ad. And works offline too. And Mugs app is certainly the simplest money management app you will ever see.

Ratings and reviews

It's a good app, definitely recommend for percentage splitting. However I HATE the fact I can't set any of the jars or move "leftover balance" to $0. I do that for my investment money in relation to my bank and robinhood account. To go around resetting my account for the sake of putting it at zero only for when the next time I get paid and repeat, it's EXTREMELY frustrating and annoying.

Hi, I like using your app into organizing my buget though I would like to add in things to improve it. I would like it if the jugs can be color coded so I can tell which jugs are under the same category. Also I would like it if I can move the jugs around like from top to bottom instead of deleting each one to organize it. Last would be an option to see the percentage of the jugs given always.

I find it the right way as a money manager should be. Everything is cool but the history section is bit tricky.

What’s new

Enable edge-to-edge UI