Prosperae: Expense Tracker

In-app purchases
Content rating
Everyone
500+
Downloads
Content rating
Everyone
Learn more
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About this app

Your money, finally clear.

Prosperae turns everyday spending into charts you can act on — without ever asking for your bank password. No account, no sign-up, no cloud sync. Open it and start.

WHY PEOPLE SWITCH
• No bank login, ever. Your financial records stay on your phone.
• Zero setup. Categories, icons and analytics work out of the box.
• Built for real life: multiple currencies, cards, debts and recurring bills.

LOG AN EXPENSE IN SECONDS
• Speak it — say the amount and what it was for, and it's saved.
• Scan it — photograph a receipt and let the amount and date fill themselves in, on-device.
• Import it — CSV, Excel, PDF or a photo of your statement. Review every row before it saves.
• Or just tap it in. Recurring entries repeat themselves.

SEE WHERE IT ACTUALLY GOES
Other apps hand you a list. Prosperae shows you the shape of your money:
• Sankey flow — income in, spending out, at a glance
• Heatmap — the days and weeks you overspend
• Treemap and Sunburst — the categories that really dominate
• Waterfall — what moved your balance this month
• Net worth progression, cash flow forecast and savings rate trend

STAY AHEAD OF THE MONTH
• Budgets by period, with progress and overspend warnings
• Bills and subscriptions with due dates and reminders
• Credit cards with statements and billing cycles
• Debts with a payoff projection, so you can see the finish line
• Calendar view of everything coming up
• Home screen widgets: balance, budget progress, cash flow, upcoming bills

PRIVATE BY DESIGN
• No sign-up, no email, no password
• No bank connection and nothing to link
• Your data is encrypted on your device
• Optional fingerprint or PIN lock
• Works completely offline

PROSPERAE PREMIUM
• Unlimited accounts, cards, budgets, bills and debts
• Unlimited receipt scans and voice entries
• Statement import from CSV, Excel, PDF and photos
• Bill reminders and notifications
• Daily exchange rates for multi-currency tracking
• Encrypted backup and CSV export
• Receipt and photo attachments
• Chart export
• App lock with fingerprint or PIN

Your finances, clearly.
Expense tracker, budgets & bills — private, no bank login
Updated on
Aug 21, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • This app may share these data types with third parties
    App info and performance
  • This app may collect these data types
    Personal info and Device or other IDs
  • Data is encrypted in transit
  • You can request that data be deleted

What’s new

Accessibility improvements and bug fixes.