PSB UnIC

Punjab & Sind Bank

About this app

PSB UnIC Digital Banking Solution is the new digital initiative of Punjab & Sind Bank. It comprises of Internet Banking, Mobile Banking, UPI & IMPS and offers single login across all platforms. It caters all your digital banking needs and provide uniform look and feel across platforms.

PSB UnIC mobile banking app is a one stop solution allowing you to send money, view account details, generate statement, invest in term deposits, manage debit card, cheque services and many other exclusive services at your fingertips. PSB UnIC App allows transferring funds within and outside bank account using UPI, NEFT, RTGS, IMPS.
 
Below are some features of PSB UnIC App:
• Single login for web and mobile app. Login using biometric OR MPIN option can be used for Psb UnIC App.
• Instant self-accounts and within Bank transfer.
• Instant Payment upto 10,000/- via UPI & IMPS without adding Payee.
• Hassle free fund transfer from PSB to other bank accounts using various transfer modes such as: NEFT, IMPS, RTGS & UPI.
• Pay EMI, Pay Advance EMI or Pay loan overdue amount instantly.
• Invest in Social Security schemes – Atal Pension Yojana (APY), Pradhan Mantri Suraksha Bima Yojana (PMSBY), Pradhan Mantri Jiwan Jyoti Bima Yojana (PMJJBY).
• Investing in Bank Deposits is easier than ever. Open and close an online Fixed Deposit or online Recurring Deposit instantly.
• Debit card management- Manage your debit card limits and control the usage online.
• Apply for a new card, Hotlist a card or upgrade your card online.
• Request for a new Cheque book instantly.
• Pre-Intimate the issuance of cheques using Positive Pay.
• Stop a cheque, enquire inward and outward cheque status
• Generate bank statement, TDS certificate, Balance certificate instantly.
• Pay and collect money from anyone instantly using Unified Payment Interface (UPI Payments). UPI ID is your virtual identity for UPI payments.
We assure to add more and more features in the PSB UnIC.
Web version of PSB UnIC can be accessed through our official website: www.punjabandsindbank.co.in
For any feedback, queries or issues pertaining to PSB UnIC application please write to [e-mail]

Ratings and reviews

Very very disappointing app I have seen ever. I was trying to open a savings account by this app. I completed all step but at the last step it shows "there is some difficulty during processing the request, please try again later". I have seen the same issue since last 2 months still app or bank website not sloved. Kindly, help me to open a savings account without visiting branch.

very disturbing app, non smooth,slow, problem in QR code scanning. Due to Large size of the pages often the last part doesn't come in Mobile screen. you will get OTP but submit option doesn't come. Telephonic customer support is almost Nil. after upgrading the app mobile verification failed, no OTP is coming. Omni support and customer support doesn't bother about the problems. All emails are going to stray.

somehow I was using this app from a long time but now it stopped by working. I contacted the customer support and the branch and told that you must have to upgrade to the Android 11 but my phone can only run in Android 10 so how will I use this app. why you decided to run this app in the updated Android versions while other banking apps still work in Android 10. I am very frustrated due to this.