PSB UnIC

Punjab & Sind Bank

About this app

PSB UnIC Digital Banking Solution is the new digital initiative of Punjab & Sind Bank. It comprises of Internet Banking, Mobile Banking, UPI & IMPS and offers single login across all platforms. It caters all your digital banking needs and provide uniform look and feel across platforms.

PSB UnIC mobile banking app is a one stop solution allowing you to send money, view account details, generate statement, invest in term deposits, manage debit card, cheque services and many other exclusive services at your fingertips. PSB UnIC App allows transferring funds within and outside bank account using UPI, NEFT, RTGS, IMPS.
 
Below are some features of PSB UnIC App:
• Single login for web and mobile app. Login using biometric OR MPIN option can be used for Psb UnIC App.
• Instant self-accounts and within Bank transfer.
• Instant Payment upto 10,000/- via UPI & IMPS without adding Payee.
• Hassle free fund transfer from PSB to other bank accounts using various transfer modes such as: NEFT, IMPS, RTGS & UPI.
• Pay EMI, Pay Advance EMI or Pay loan overdue amount instantly.
• Invest in Social Security schemes – Atal Pension Yojana (APY), Pradhan Mantri Suraksha Bima Yojana (PMSBY), Pradhan Mantri Jiwan Jyoti Bima Yojana (PMJJBY).
• Investing in Bank Deposits is easier than ever. Open and close an online Fixed Deposit or online Recurring Deposit instantly.
• Debit card management- Manage your debit card limits and control the usage online.
• Apply for a new card, Hotlist a card or upgrade your card online.
• Request for a new Cheque book instantly.
• Pre-Intimate the issuance of cheques using Positive Pay.
• Stop a cheque, enquire inward and outward cheque status
• Generate bank statement, TDS certificate, Balance certificate instantly.
• Pay and collect money from anyone instantly using Unified Payment Interface (UPI Payments). UPI ID is your virtual identity for UPI payments.
We assure to add more and more features in the PSB UnIC.
Web version of PSB UnIC can be accessed through our official website: www.punjabandsindbank.co.in
For any feedback, queries or issues pertaining to PSB UnIC application please write to [e-mail]

Ratings and reviews

One of the worst banking apps. Ultra slow in response. Frustrating login process/mpin policy. I use 4 other apps and all of them are light years ahead in every aspect. The sheer number of times this app crashes must be a record in itself. Also, why do you need location permission?? Seems like instead of paying the developers, someone was tortured to develop this app.

Why the features of downloading the interest certificate still haven't there PSB. The app has been promising the feature to download the interest certificate for over a year now, but it still says 'coming soon'. It is not feasible for customers to request bank employees to send it every time, especially since they are often not supportive and not at all responsive. Please prioritize enabling this feature for customer convenience and efficiency at the earliest. Other bank already have enabled it.

Dear PSB UNIC, This mobile app was working fine, but now it is not working, even after latest update. Login not possible (Missing parameter deviceID error). I was reading some reviews, in order to find a solution. PSB is replying few by asking to send mobile number and customer ID. However, any bank does not ask such sensitive information. Solution: If you are getting this error, re-install the app. Thanks.