4.2
22.6K reviews
Content rating
Everyone
1M+
Downloads
Content rating
Everyone
Learn more
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About this app

PSB UnIC Digital Banking Solution is the new digital initiative of Punjab & Sind Bank. It comprises of Internet Banking, Mobile Banking, UPI & IMPS and offers single login across all platforms. It caters all your digital banking needs and provide uniform look and feel across platforms.

PSB UnIC mobile banking app is a one stop solution allowing you to send money, view account details, generate statement, invest in term deposits, manage debit card, cheque services and many other exclusive services at your fingertips. PSB UnIC App allows transferring funds within and outside bank account using UPI, NEFT, RTGS, IMPS.
 
Below are some features of PSB UnIC App:
• Single login for web and mobile app. Login using biometric OR MPIN option can be used for Psb UnIC App.
• Instant self-accounts and within Bank transfer.
• Instant Payment upto 10,000/- via UPI & IMPS without adding Payee.
• Hassle free fund transfer from PSB to other bank accounts using various transfer modes such as: NEFT, IMPS, RTGS & UPI.
• Pay EMI, Pay Advance EMI or Pay loan overdue amount instantly.
• Invest in Social Security schemes – Atal Pension Yojana (APY), Pradhan Mantri Suraksha Bima Yojana (PMSBY), Pradhan Mantri Jiwan Jyoti Bima Yojana (PMJJBY).
• Investing in Bank Deposits is easier than ever. Open and close an online Fixed Deposit or online Recurring Deposit instantly.
• Debit card management- Manage your debit card limits and control the usage online.
• Apply for a new card, Hotlist a card or upgrade your card online.
• Request for a new Cheque book instantly.
• Pre-Intimate the issuance of cheques using Positive Pay.
• Stop a cheque, enquire inward and outward cheque status
• Generate bank statement, TDS certificate, Balance certificate instantly.
• Pay and collect money from anyone instantly using Unified Payment Interface (UPI Payments). UPI ID is your virtual identity for UPI payments.
We assure to add more and more features in the PSB UnIC.
Web version of PSB UnIC can be accessed through our official website: www.punjabandsindbank.co.in
For any feedback, queries or issues pertaining to PSB UnIC application please write to omni_support@psb.bank.in
Updated on
Apr 29, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
App activity
This app may collect these data types
Location, Personal info and 4 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.2
22.6K reviews
R P (Impeccable)
May 9, 2026
Great. Couple of days back I faced issue with login. Later on found that the app scans for malware which is great. I removed the malware apps and waited for the message to go away. Then resetted my password and Mpin and the app is working flawlessly.
26 people found this review helpful
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Punjab & Sind Bank
November 14, 2025
With every new app version we are introducing new features and improving existing ones. We are sure that your feedback will only help us improve further.We'd like to connect with you directly to understand your concerns better. Please email us at omni_support@psb.bank.in and our team will prioritize your issue.
Sukhwinder Singh
May 24, 2026
This is the worst banking app I have ever used. works only once after reinstallation. some time shows technical issue at bank side. now giving error "missing paramter [deviceid]. Completely unreliable and useless
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Tanu Pal
May 24, 2026
very bad app. it is not working at all. it's our fault to open my account in this bank. very bad services. I am not happy and not satisfied.
1 person found this review helpful
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Content rating
Everyone
Learn more

App support

About the developer
Punjab & sind bank
omni_support@psb.bank.in
Punjab & Sind Bank , Bank House-21 Rajendra Place New Delhi Delhi, 110008 India
+91 70315 88524