PSB UnIC

Punjab & Sind Bank

About this app

PSB UnIC Digital Banking Solution is the new digital initiative of Punjab & Sind Bank. It comprises of Internet Banking, Mobile Banking, UPI & IMPS and offers single login across all platforms. It caters all your digital banking needs and provide uniform look and feel across platforms.

PSB UnIC mobile banking app is a one stop solution allowing you to send money, view account details, generate statement, invest in term deposits, manage debit card, cheque services and many other exclusive services at your fingertips. PSB UnIC App allows transferring funds within and outside bank account using UPI, NEFT, RTGS, IMPS.
 
Below are some features of PSB UnIC App:
• Single login for web and mobile app. Login using biometric OR MPIN option can be used for Psb UnIC App.
• Instant self-accounts and within Bank transfer.
• Instant Payment upto 10,000/- via UPI & IMPS without adding Payee.
• Hassle free fund transfer from PSB to other bank accounts using various transfer modes such as: NEFT, IMPS, RTGS & UPI.
• Pay EMI, Pay Advance EMI or Pay loan overdue amount instantly.
• Invest in Social Security schemes – Atal Pension Yojana (APY), Pradhan Mantri Suraksha Bima Yojana (PMSBY), Pradhan Mantri Jiwan Jyoti Bima Yojana (PMJJBY).
• Investing in Bank Deposits is easier than ever. Open and close an online Fixed Deposit or online Recurring Deposit instantly.
• Debit card management- Manage your debit card limits and control the usage online.
• Apply for a new card, Hotlist a card or upgrade your card online.
• Request for a new Cheque book instantly.
• Pre-Intimate the issuance of cheques using Positive Pay.
• Stop a cheque, enquire inward and outward cheque status
• Generate bank statement, TDS certificate, Balance certificate instantly.
• Pay and collect money from anyone instantly using Unified Payment Interface (UPI Payments). UPI ID is your virtual identity for UPI payments.
We assure to add more and more features in the PSB UnIC.
Web version of PSB UnIC can be accessed through our official website: www.punjabandsindbank.co.in
For any feedback, queries or issues pertaining to PSB UnIC application please write to [e-mail]

Ratings and reviews

Worst banking app ever used. First adding account is a bigger hassle than opening a new account in the branch itself. Furthermore, upi I'd is still unavailable even after getting conformation text of the same. Now, not even letting me login using my mpin or username and blocking the same. Now they will say to mail the issue somewhere. Zero star must be a thing for such ridiculous apps cause there are several more issues that I don't,t even have the time to explain in here

The app is not working properly. Inconvenience caused. Try latter. If there is any maintenance work please inform in advance. The IT team are requested to make the app efficient and faster because maximum user are leaving the app being frustrated for its use.

App is not good. Needs lots of improvement. I quick locked(temporary) my debit card through application but now doesn't allow me to unlock it through app, after adding OTP. Giving error message. Debit card section needs so many improvement. Like other banks.. 2 days back on 11 Mar, 24 I sent you email what you asked but I am still waiting for reply from your side. I know you will not provide any resolution. Thanks in advance...