PsyFi AI: Financial Wellness

The Rajma Company

In-app purchases

About this app

Overview

Why is doing the right thing with money so difficult? Classical economics assumes people are perfectly rational wealth maximizers, but behavioral science shows otherwise. We face choice overload when building portfolios, anxiety during market volatility, and cash flow drift from subscription creep.

PsyFi is an AI-driven financial wellness platform built to close the gap between financial intention and daily execution. By combining secure account aggregation with behavioral psychology, PsyFi helps you spot bias-driven patterns, build better habits, and stay aligned with long-term goals.

How PsyFi Works

Step 1: Connect and Assess
Securely link your bank, credit card, loan, and investment accounts. Complete the PsyFi Goals and Personality assessment to map how you think about money, risk, and spending.

Step 2: Behavioral Analysis
PsyFi's AI engine analyzes your transaction and portfolio data to surface cognitive biases, friction points, and spending leaks. The product is grounded in a library of 85+ behavioral science principles used across coaching, insights, and habit design.

Step 3: Your Personalized Action Plan
Get a dynamic roadmap with behavioral nudges, habit streaks, journaling prompts, and direct access to FY, your AI financial coach.

Core Features

Real-Time AI Coaching
Move past static monthly reports. PsyFi delivers timely behavioral insights as your data updates, and you can tap any insight to continue the conversation with FY for personalized guidance when decisions matter most.

Subscription and Spending Awareness
Combat subscription creep and payment decoupling. PsyFi surfaces recurring charges and translates small monthly costs into clearer annual impact so passive leaks become conscious choices.

Investment Behavioral Insights
During market volatility, PsyFi highlights bias-driven patterns (such as panic selling or overconfidence) and provides context to support calmer, long-term decisions. PsyFi does not execute trades; it coaches you through better decision-making.

Future-Self and Projection Tools
Address short-term bias with visual dashboards, wealth projections, and progress framing that turn distant goals into present motivation.

Habit Building and Journaling
Build sustainable saving and reflection habits with streaks, challenges, and structured journaling designed to reinforce behavior change without relying on willpower alone.

Data Privacy and Subscription
PsyFi uses secure, encrypted connections to link your financial accounts. We do not sell your financial data, and we do not earn commissions from product recommendations.

Premium unlocks advanced AI models, personalized coaching with FY, behavioral insights, consolidated dashboards, projections, and the full web experience. One subscription works across mobile and web: sign in on any platform with the same account.

Ratings and reviews

FY chat is very powerful financial coach and good insights to rebalance money habits.

I love this app. Its the best app

What’s new

• Fixed a crash when reopening the app on some Android devices
• Meet Fy: a guided first chat that shows you what Fy can do with your money the moment your accounts are connected
• PsyFi links now open straight in the app