Purchy - Purchase Protector

In-app purchases
Content rating
Everyone
1+
Downloads
Content rating
Everyone
In-App Purchases
Learn more
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About this app

Your bank already knows what you spend. Purchy reads it and tells you what's coming.

Connect an account and Purchy pulls your real charges — the recurring ones, the ones that renew quietly, the ones you meant to cancel months ago. Add your inbox second and each charge gets its receipt: what you bought, what the bill is supposed to be, and how long you have to send it back.

Night watch for your money.

THE PERCH
Your day in one card. Available balance, today's budget, and the days left until your next paycheck. Purchy finds the paycheck in your own transaction history, sets aside the bills due before it, and divides what's left across the days remaining. Spend nothing today and tomorrow's number goes up.

AT A GLANCE
A month calendar with a figure on every day — what posted, what's due, payday, return deadlines. Next 7 and next 30 totals sit above it, and tapping a day tells you what lands on it.

RECURRING REVIEW
Purchy shows you the charges it found and asks one thing at a time: keeping it, cancelling it, or not yours. It only asks about the ones that could still bill you this cycle, so dead subscriptions stop asking and stop counting against your budget.

BEFORE THE CHARGE, NOT AFTER
For a charge you said you'd deal with, Purchy pushes three days out, again two days out, and again the day before. If a bill lands well off what it usually costs, you hear about that too.

PURCHY CALENDAR
The charges you care about, written into the calendar app you already use, with reminders two days and one day ahead.

ASK PURCHY
Ask about any charge and Purchy goes and reads the receipt email behind it, then links you straight to that email. Answers are generated by AI and can be wrong — the receipt is right there to check.

CAPTURE
Point the camera at a paper receipt and Purchy reads it — merchant, total, date — and starts the return clock on it.

RETURNS AND RECEIPTS
Purchy tracks the return window on what you bought and reminds you before it closes.

BANK FIRST, INBOX SECOND
The bank is the source of truth. Your inbox explains it. Start with either one and add the other whenever you want — connecting a bank costs nothing.

ANDROID AND IPHONE
Purchy runs on both, from the same account.

PRIVACY
Bank access is read-only and inbox access is read-only — Purchy never moves money and never modifies your mail. Your data is used to provide the service and is not sold. Receipt and charge text is processed by AI services (OpenAI and Anthropic) to produce answers, and those answers can be wrong. What is collected and why: https://purchy.app/privacy

SUBSCRIPTION INFORMATION
Purchy Pro is an auto-renewing subscription.

• Monthly: $12.99/month
• Yearly: $99.99/year

Payment is charged to your Google Play account at confirmation of purchase. The subscription renews automatically at the same price unless it is cancelled at least 24 hours before the end of the current period. Manage or cancel it any time in Google Play under Payments and subscriptions.

If Purchy isn't for you, cancel and write to services@purchy.app and we'll sort out a refund.

Privacy Policy: https://purchy.app/privacy
Terms of Use: https://purchy.app/terms
Night watch for your money: bank-first budget, bills and return deadlines
Updated on
Sep 22, 2026
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Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • No data shared with third parties
    Learn more about how developers declare sharing
  • This app may collect these data types
    Personal info, Financial info and 5 others
  • Data is encrypted in transit
  • You can request that data be deleted

What’s new

Purchy 3.0.0 — bank first.

Connect a bank account and Purchy reads your real charges, then uses your inbox to explain them.

• The Perch: available balance, today's budget, days to payday
• Recurring review: one charge at a time, only what could still bill you
• A month calendar with a figure on every day
• Your charges written into the calendar app you use
• Reminders three, two and one day before a charge you're investigating
• Ask Purchy reads the receipt email behind a charge
Content rating
Everyone
In-App Purchases
Learn more

App support

About the developer
DYNAMIC DEV SOLUTIONS LLC
services@purchy.app
8631 NW 4TH St Pembroke Pines, FL 33024-6564 United States
+1 954-253-7102