Post-loan management software aims to manage all debt collection activities from early warning to debt settlement and recovery for customers who have to fulfill their loan obligations at PVComBank. At each block: Science and Technology Division, Business Planning Division, Energy Planning Division, and Financial Management and Finance Division, there are different debt settlement options such as making calls, sending sms, sending letters, urging, proceeding... with the common purpose of debt recovery. overdue and transfer the customer to the original lending branch.