SpectraCU Mobile Banking

Spectra Credit Union- Q2

About this app

Check balances, transfer between accounts and to other people, make despoits, view transaction histories, pay bills, apply for additional accounts and more with our easy-to-use mobile banking app for Spectra Credit Union Members.

Ratings and reviews

For 6 years i've used an app with the exact same functionality. Now they've changed their brand and suddenly the app starts to suck. Half the links just take you out to a web browser. But the thing now prompting my 1 star rating is I can't remote deposit my check anymore. Something i've been doing every 2 weeks for literal years. Now I must "enroll" and the enrollment screen just errors out. So glad I get to do a 90 minute round trip out to one of their physical locations.

I want to start by saying ALL of the staff that I have spoke to has been very friendly and helpful (Thanks Ivana?)... But sadly that's where the good ends for me. The app is a sluggish version of the browser interface. It constantly needs restarting. It's not a good experience. It takes up to 4 days for payments to reflect. I also just noticed they don't even underwrite their own credit cards. Altogether I'm bummed. The app looks, functions and feels like something from 2005, sadly.

I really enjoyed both Spectra apps!! The on line app is very user friendly with many ways to gain access to your accounts. You have more control in using the app. The debit card app is great to have in reminding you all of your purchases when using your debit card. The transactions will automatically alert you on your cellphone. In addition you can freeze your card when you can't find it .

What's new

Performance and security updates