360分期

汕头江前科技有限公司

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About this app

Platform Introduction
360 Installment is an installment shopping platform under 360 Finance, backed by the consumer credit brand "360 JieTiao". Leveraging 360's data, traffic, and technological advantages, it provides users with a service to shop now and repay in installments.

Minimum repayment period: 90 days
Maximum repayment period: 360 days
Maximum annual interest rate (APR): 36%
Total loan cost: Loan principal + Interest rate
Example of total loan cost:
Loan principal: ¥10,000.00
Annual interest rate (APR): 36%
Monthly interest rate: 3% (= 36% ÷ 12)
Repayment period: 12 months
Repayment method: Equal principal and interest payments (fixed monthly payment)
Monthly payment: ¥1,004.62
Total repayment: ¥12,055.44 (= 1,004.62 × 12)
Total interest: ¥2,055.44 (= 12,055.44 − 10,000)

360 Installments uses cloud computing, machine learning, big data, and other technologies to objectively assess personal credit and grants users different credit limits based on a comprehensive consideration of credit risk, payment habits, and consumption patterns. Users can utilize installment shopping services within their spending limits.

Platform Values
360 Installment is committed to creating a first-class installment shopping platform for users, providing a legitimate, convenient, and worry-free installment shopping experience, and improving users' quality of life through credit.

360 Installment adheres to the core value of "serving the public wholeheartedly," vigorously implementing a development strategy that is nationwide, innovative, serves urban and rural areas, and benefits the people. It is dedicated to providing comprehensive consumer finance solutions for low- and middle-income groups and individual businesses, improving their living needs; focusing on building an integrated online and offline consumer finance + internet marketing model, creating an open, inclusive, and win-win cooperation platform, providing consumers with a better consumption experience through new consumer finance scenarios, promoting the upgrading of consumption patterns and the transformation of consumption concepts, effectively stimulating domestic demand, and practicing inclusive finance.

Platform Advantages
As one of China's largest internet security companies, 360 possesses a leading high-level security technology team in China. Based on this, 360 Finance has recruited many senior personnel with years of experience in the financial industry from large financial institutions such as Ping An Bank, China Merchants Bank, Bank of Communications, and WeBank.

360 Group boasts over 500 million PC users and over 700 million smartphone users, with high user penetration. According to third-party data, 360 ranks first in mobile security products, PC browsers by user usage time, and Android app store performance.

360 Installment offers products from third-party partners such as Suning.com, providing users with a curated selection of legitimate and high-quality goods. These products are diverse and reliable. Partner merchants provide comprehensive after-sales service to ensure user satisfaction.

Contact Us
Business Cooperation: [e-mail]

About 360 Installment | 360 Installment Registration Agreement | Privacy Policy
Customer Service Hotline: [phone] (Monday to Sunday 8:00-24:00)